Investing in the Philippine stock market is one of the most exciting ways to invest today, as the Philippine Stock Market heads to new highs. Nowadays, in what is called a bull market (rising market), it is very easy to make money.

PhilEquity Fund performance as of February 2015. chart compares PhilEquity Fund Inc (PEFI) versus Philippine Stock Exchange Index (PSEi)
What is the stock market and how do people earn from it? Learn from Aya Laraya as he talks about how easy it is to invest in the stock market.
But 85% of people who invest in the stock market eventually lose money. Every now and then, the market crashes, and those who are not very knowledgeable are usually among the first of the 85% to lose money.
Directly investing in the stock market is very exciting, and actually very easy, but if you do not understand it yet, it is also very easy to lose money.
You could indirectly invest in the stock market through mutual funds, by having a fund manager do the stock investing for you. Equity funds are mutual funds that are invested mainly in the stock market.
In this YouTube video, Aya Laraya of Pesos and Sense teaches us about mutual funds. What are mutual funds and how can we benefit from them?
Basically, directly investing in the stock market is like driving your own car or jeep to a distant destination you are not very familiar with. It is much more difficult if you are not yet an experienced driver.
Investing in mutual funds is like riding a jeep or a bus with an experienced driver. You basically just pay the fare, and sleep, knowing that you have a professional driver who will bring you to your destination.
Driving your own car might be cheaper, and might be faster, but it is also possible get can get lost, take longer, or you never arrive at your destination!
Most people want to invest in the stock market only because their money is earning very little interest in their bank savings account. If you want to make money work for you, attend our FREE Practical Money Management Techniques Seminar, in Makati, Quezon City, Calamba, Dasmarinas or at a venue near you.