Cut costs on the things you don’t need now, to get the most important things you need in the future: kid’s education, house, car, dream vacation, retirement and health care fund.
You can make a fortune by making small changes today.
Do you drink softdrinks? Twice a day? Everyday?
Do you buy hot coffee? Twice a day? Everyday?
Do you smoke? A pack a day? Everyday?
Do you have your hair fixed? If straight, curl it. If curled, straighten it. Every month?
Do you eat junk food?
Think about non-essential sale items. Many buy P 1,000 non-essential sale items per month. Times 12 months is P 12,000.
Is P 12,000 a large amount for savings? It probably is!
Think about softdrinks. Softdrinks probably cost P 20 per can. Twice a day is P 40. Times 30 days per month is P 1,200 per month. Times 12 months is P 14,400.
Is P 14,400 a large amount for savings? It probably is!
Is P 20 a small amount to save? It probably is!
Think about cigarettes. It probably cost P 50 per pack. Times 30 days per month is P 1,500 per month. Times 12 months is P 18,000.
Is P 18,000 a large amount for savings? It probably is!
Is P 50 a small amount to save? It probably is!
Think about junk food. Junk food probably cost you about P 100 per pack per day. Times 30 days per month is P 3,000 per month. Times 12 months is P 36,000.
Is P 36,000 a large amount for savings? It probably is!
Is P 100 a small amount to save? It probably is!
Learn more about financial literacy, attend our Free Financial Seminar
But if we do not want to completely give up softdrinks or junk food, or cigarettes or non-essential items, maybe we can just cut-down? Half the annual amount is still a lot of money!
Resolve to cut down on a lot of small expenses. Small savings many times, over the days, over the months, over the years will allow you to save a lot of money!