Category Archives: Kaiser

Paano makakakuha ng Life Insurance ang Overseas Filipinos?

Paano makakakuha ng life insurance ang mga Filipinos na nasa abroad?
Ang sagot — group life insurance, kagaya ng kasamang benefit sa Kaiser Ultimate Health Builder!

May nagtanong sa akin:

I am an OFW. May question ako about sa Kaiser since healthcare product po siya with insurance.

I’ve read kasi na if kukuha ka ng insurance dapat nasa Pilipinas ka. What if kumuha ako ng Kaiser dito sa abroad and since may insurance siya kasama magiging invalid po ba iyon ?

Ang sagot ko:

Valid ang insurance na kasama ng Kaiser.

Ang bawal kasi ay ang pagpirma ng insurance policy outside the Philippines. Ang bundled na insurance na kasama ng Kaiser long-term-care plan ay group policy na napirmahan sa Pilipinas ng Kaiser.

Kapag kumuha ka ng Kaiser plan, i-enroll ka lang automatically under the group, kaya valid ang life insurance mo. At dahil group plan iyon, kasama ka sa lahat ng insurance benefits:

basic life insurance

accidental death and dismemberment

waiver of premiums on death

waiver of premiums on permanent and total disability

Yung waiver on death, ang ibig sabihin, kung ikaw ay kunin ni Lord ng maaga, ang Kaiser plan mo ay magiging fully paid. Ang matatanggap ng beneficiary mo ay ang buong insurance proceeds, at ang iyong fully paid na Kaiser plan.

Idagdag ko lang:
Halimbawa ang isang 50 year old, kumuha ng recommended na Kaiser K100 plan, may kasama iyon na life insurance coverage na ₱450,000.

Kung ang planholder ay kinuha ni Lord (after 2 year contestability period) ng natural causes, makakakuha ang beneficiary ng ₱450k.

Kung accidental death, ₱900k

Kung ang death ay habang nag-babayad ( halimbawa, dalawang buwan pa lang nagbabayad) ang plan ay magiging fully paid, at ma-i-inherit din ng beneficiary. On the 20th year, may projected maturity value ito na up to ₱1,166,168 kung walang health benefits na ini-avail.

Ang validity ng group insurance abroad ay para sa lahat ng group insurance, hind lang sa Kaiser.

Kung may company group insurance, pwede kang-i-enrol ng company para ma-cover ka. Kung kasali ka sa cooperative o association na may group life insurance, pwede ka ring i-enrol.

Mayroon kang tanong? Mayroon kang comments?
Ilagay lang sa ilalim. O sumulat kay Coach Bobet & Mary Ann, via email, o Facebook messenger

Kaiser Accredited Hospitals for NCR/Metro Manila

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Kaiser is continually finding partner hospitals and medical institutions all over the Philippines. If you have a Kaiser plan and your preferred hospital is not in the list, you may request Kaiser to accredit your preferred hospital.

NCR | LUZON | Visayas | Mindanao

NATIONAL CAPITAL REGION (NCR)

CALOOCAN CITY

ACEBEDO GENERAL HOSPITAL
849 General Luis St. Bagbaguin , Caloocan City
Tel no.: (02) 893.5363, (02) 404.4181
(02) 400.1272
Fax no.: (02) 983.5363
Coordinator: Dr. Eddie Acebedo
PROCEED TO OPD

MANILA CENTRAL UNIVERSITY FILEMON D. TANCHOCO MEDICAL FOUNDATION, INC
Samson Road , EDSA, Caloocan City
Tel no.: (02) 367.2031, (02) 366.9589
Fax no.: (02) 361.4664
Coordinator: Dr. Ma. Rosario E. Bonagua
MTW 3:00PM-5:00PM
PROCEED TO INDUSTRIAL CLINIC

MARTINEZ MEMORIAL HOSPITAL
198 A. Mabini St., Maypajo, Caloocan City
Tel no.: (02) 288.8862 ,(02) 288.8863
Fax no.: (02) 288.8861
Coordinator: Dr. Santos del Rio
MON-SAT 9:00am-12:00nn/ PROCEED TO OPD

NODADO GENERAL HOSPITAL – CALOOCAN
Area – A Camarin, Caloocan City
Tel no.: (02) 962.8021
Fax no.: (02) 962.7991
Coordinator: Dr. Susan Nodado
PROCEED TO OPD

NORTH CALOOCAN DOCTORS HOSPITAL
Lot 31, Block 10, Quirino Highway, Bankers Village II, Caloocan City
Tel no.: (02) 961.5213
Fax no.: (02) 961.5213
Coordinator: Dr. Ma. Angela Delos Santos
PROCEED TO OPD

LAS PIÑAS CITY

ALABANG MEDICAL CLINIC – LAS PIÑAS
Alabang- Zapote Road, cor. Mendoza St., Pelayo Village, Talon, Las Piñas City
Tel no.: (02) 873.6464, (02) 874.0164 (02) 874.2506
Fax no.: (02) 873.1288
PROCEED TO OPD

LAS PIÑAS DOCTORS HOSPITAL
8009 JP Aguilar Ave., Pulang Lupa II, Las Piñas City
Tel no.: (02) 825.5236, (02) 825.5293 (02) 829.7715
Fax no.: (02) 825.5236
Coordinator: Dr. Ruth B. Hernandez
PROCEED TO HMO

UNIVERSITY OF PERPETUAL HELP DALTA MEDICAL CENTER
Alabang-Zapote Road,Pamplona St., Las Piñas City
Tel no.: (02) 874.8515
Fax no.: (02) 873.7212
Coordinator: Dr. Edgardo Fernandez
Rm. 613 MAB Mon – Sat 8:00am – 5:00pm/
INDUSTRIAL OFFICE

MAKATI CITY

LOURDES MATERNITY HOSPITAL
1076 Don Chino Roces Avenue, Makati City
Tel no.: (02) 895.3847
Coordinator: Dr. Pola Santos
MON-SAT 10:30-12:00nn except TUE&SUN
PROCEED TO OPD

MAKATI MEDICAL CENTER
2 Amorsolo St., Dela Rosa, Makati City
Tel no: (02) 888.8999, (02) 893.7740
Fax no.: (02) 819.5423
Coordinator: Dr. Joseph Cordero
MWF 4-5:30pm / Sat 3:00- 4:30pm
Coordinator: Dr. Jose T. Sanchez
MWSat 11-2 ; T TH F 5-7 rm 257
Coordinator: Dr. Zeanath S. Palala
M, T& F 1-6pm / Wed 9-1pm Sat 9-6 Manahan Annex rm 2

ST. CLAIRE’S MEDICAL CENTER
1838 Dian St. Palanan, Makati City
Tel no: (02) 831.6511, (02) 831.6512
(02) 831.6514
Fax no.: (02) 831.4788
Coordinator: Dr. Araceli Jo
MWFSAT 3-5pm TTH 10-12nn Rm 301

MANDALUYONG

DR. VICTOR R. POTENCIANO MEDICAL CENTER
163 EDSA, Mandaluyong City
Tel no.: (02) 531.4911 – 19, (02) 531.4921 – 24
Fax no.: (02) 531.4659
Coordinator: Dr. Telly S. Cheng
MON-SAT 9-3pm rm 218

MANILA CITY

CHINESE GENERAL HOSPITAL
286 Blumentritt St., Sta Cruz, Manila City
Tel no.: (02) 711.4141-51, (02) 743.1471
Fax no.: (02) 743.2662
Coordinator: Dr. Edwin Ong
MON-FRI 9-12nn rm 336

DE OCAMPO MEMORIAL MEDICAL CENTER
2921 Nagtahan St., cor. Magsaysay Blvd, Manila City
Tel no.: (02) 715.1892, (02) 715.0967
Coordinator: Dr. Aloysius Timtiman
MTWTHF 9:30-4:30 / S 9:30-1:00pm
PROCEED TO OPD

HOSPITAL OF THE INFANT JESUS
1556 Laong-Laan Road,Sampaloc Manila City
Tel no.: (02)731.2771, (02) 731.2832
Coordinator: Dr. Pura Caisip
PROCEED TO ER

MANILA DOCTOR’S HOSPITAL
567 United Nation Ave., Ermita St., Manila City
Tel no.: (02) 524.3011, (02) 523.7331
(02) 524.2718, (02) 528.8140
Fax no.: (02) 523.9114, 525.6623
Coordinator: Dr. Ma. Soccoro Garcia
M-F 8-5pm 5/F MSD

MARY JOHNSTON HOSPITAL
1221 J. Nolasco St., Tondo, Manila City
Tel no.: (02) 245.4021 – 25
Fax no.: (02) 245.4487
Coordinator: Dr. Harry Supan
PROCEED TO OPD

MEDICAL CENTER MANILA
112 United Nation cor Taft Ave.Manila City
Tel no.: (02) 523.8131 -65, (02) 524.0354
(02) 528.4247
Coordinator: Dr. Assuncion Abaya – Morrido
M-F 1-4pm Sat 9-12nn rm 335
Coordinator: Dr. Dinah Fojas
MON-FRI 3-7pm rm 203

METROPOLITAN MEDICAL CENTER
1357 G. Masangkay St., Tondo, Manila City
Tel no.: (02) 254.1111, (02) 253.5971
(02) 254.1360
Coordinator: Dr. Robert Michael G. Gan
MWFS 3-5pm TTH 9-12nn&@-5pm rm 217

OUR LADY OF LOURDES HOSPITAL
46 P. Sanchez st., Sta. Mesa, Manila City
Tel no.: (02) 716.3901 – 20
Fax no.: (02) 714.7397
Coordinator:
Rm. 320 MAB Mon – Sat except Wed 2:00pm – 4:00pm
(02) 716.3901 loc 347

PERPETUAL HELP HOSPITAL MANILA
1504 Laon Laan cor. Gelinos St. Sampaloc, Manila City
Tel no.: (02) 731.8177, (02) 731.8144
Coordinator: Dr. Jeffrey Chua
PROCEED TO OPD

ST. JUDE HOSPITAL AND MEDICAL CENTER
Dimasalang St., cor. Don Quijote St., Sampaloc, Manila City
Tel no.: (02) 731.2761, (02) 740.4160
(02) 740.4159
Fax no.: (02) 740.4149
Coordinator: Dr. Jose Corpus
M-F 8-4pm 5th level

THE FAMILY CLINIC, INC
1474 Maria Clara St., cor. Gelinos St., Sta. Cruz, Manila City
Tel no.: (02) 731.2901 – 13
Fax no.: (02) 731.2536
Coordinator: Dr. Josefina Azores Cano
PROCEED TO OPD

UNIVERSITY PHYSICIAN MEDICAL CENTER
UP-PGH Faculty Medical Arts Bldg. PGH Compound, Taft Ave., Manila City
Tel no.: (02) 708.0000, (02) 971.0355
(02) 353.5518
Fax no.: (02) 708.0000 loc 125
PROCEED TO HMO

UNIVERSITY OF STO. TOMAS HOSPITAL
Espana Boulevard, Manila City
Tel No.: (02) 731-3001
Coordinator: Dr. Francis Marie Purino
MWF 9-5 PM – RM. 510
TTH 4-6 PM

MARIKINA CITY

GARCIA GENERAL HOSPITAL
49 Bayan – Bayanan Ave. cor. T. Bugallon Marikina Heights, Marikina City
Tel no.: (02) 941.5511, (02) 924.4705
(02) 948.4014
Fax no.: (02) 941.5511
Coordinator: Dr. Nestor Garcia
Mon – Sat 8:00am – 5:00pm
PROCEED TO HMO

MARIKINA VALLEY MEDICAL CENTER
Santo NiÑo Marikina
Tel No.: (02) 682.2222 / 682 3399
PROCEED TO HMO DEPT.

MUNTINLUPA CITY

ALABANG MEDICAL CENTER
Alabang Zapote Road, Muntinlupa City
Tel no.: (02) 850.8498, (02) 850.8719
Fax no.: (02) 850.8498 loc. 105
Coordinator: Dr. Anita Ty
PROCEED TO HMO/ INFORMATION

ALABANG MEDICAL CLINIC – MAIN
297 Montillano St., Alabang Muntinlupa City
Tel no.: (02) 842.0680, (02) 842.0315
(02) 842.1639
Fax no.: (02)842.0680

ALABANG MEDICAL CLINIC – MUNTINLUPA
1 National Road, Putatan, Muntinlupa City
Tel no.: (02) 861.1135, (02) 861.1187
Fax no.: (02) 861.1179

ASIAN HOSPITAL AND MEDICAL CENTER
2205 Civic Drive Filinvest Corporate City, Alabang Muntinlupa City
Tel no.: (02) 771.9000, (02) 771.1199
(02) 771.1173
Fax no.: (02) 876.5813
Coordinator: Dr. Maximo Abuel
MON-SAT 11-1pm rm 301
(02) 822.6517

BEATO CAUILAN HOSPITAL
Villa Carolina 1, Tunasan, Muntinlupa City
Tel no.: (02) 861.5284, (02) 861.5285
Coordinator: Dr. Aniza Mendoza
PROCEED TO OPD

MPI MEDICAL CENTER MUNTINLUPA
38 National Road, Putatan, Muntinlupa City
Tel no.: (02) 862.0162 – 63, (02) 861.1685
Fax no.: (02) 862.0162
Coordinator: Dr. Maximo Abuel
PROCEED TO HMO

PARAÑAQUE CITY

MEDICAL CENTER PARAÑAQUE
Dr. A. Santos, Sucat Road, Parañaque City
Tel no.: (02) 825.6911 – 15, (02) 541.5888
(02) 826.0412
Fax no.: (02) 826.2121
Coordinator: Dr. Maria Teresita Sandoval
MWF 4-6pm rm217

UHBI-PARANAQUE DOCTORS
175 Dona Soledad Avenue Better Living Subdivision Paranaque City
Tel no.: (02) 776-0644 loc. 8208
PROCEED TO HMO DEPT.

OLIVAREZ GENERAL HOSPITAL
Dr. A. Santos, Sucat Road, Parañaque City
Tel no.: (02) 826.5035, (02) 826.7966
Fax no.: (02) 825.8747
Coordinator: Dr. Ephraim Neil Orteza
MON-WED-SAT 10-2pm FRI 3-5pm rm 1002
PROCEED TO HMO

SOUTH SUPER HIGHWAY MEDICAL CENTER PARAÑAQUE
km 17 West Service Road, SSH, Parañaque City
Tel no.: (02) 823.5250, (02) 821.8453
(02) 821.8454
Fax no.: (02) 823.4344
Coordinator: Dr. Jose Casimiro Rabe
PROCEED TO INDUSTRIAL OFFICE

THE PREMIER MEDICAL CENTER
Amvel Business Park, Brgy. San Dionisio, A. Santos (Sucat) Avenue, Paranaque City
Tel No.: (02) 865-2200 / 0905-359-1745
Coordinator: Dr. Ramon Emilio Daniel G. Roces
PROCEED TO HMO DEPT.

PASAY CITY

ADVENTIST MEDICAL CENTER MANILA
(Formerly Manila Adventist Medical Center and Colleges)
1975 corner Donada and San Juan St., Pasay City
Tel no.: (02) 525.9191, (02) 525.9198
Fax no.: (02) 524.3256
PROCEED TO BUSINESS OFFICE/ HMO

SAN JUAN DE DIOS EDUCATIONAL FOUNDATION, INC (HOSPITAL)
2722 Roxas Blvd., Pasay City
Tel no.: (02) 831.9731 – 36, (02) 831.5641 – 49
Fax no.: (02) 551.2761
Coordinator: Dr. Antonio Cortez
MON-SAT 2-4pm rm 4

PASIG CITY

MISSION HOSPITAL
Km 17 Ortigas Ave. Ext. Rosario, Pasig City
Tel no.: (02) 656.2816, (02) 656.0877
Fax no.: (02) 656.2851
Coordinator: Dr. Dominador Pedracio
Mon – Fri 2:00pm – 6:00pm
PROCEED TO OPD – UMBRELLA TYPE

ST. CAMILLUS MEDICAL CENTER
166 E. Rodriguez Ave., Santolan, Pasig City
Tel no.: (02) 645.3741 to 42
Fax no.:(02) 682.0366
PROCEED TO HMO DEPT.

SABATER GENERAL HOSPITAL
Caruncho Ave., Pasig City
Tel no.: (02) 641.8194, (02) 640.9403
Fax no.: (02) 641.8194
Coordinator: Dr. Rodulfo Sabater
Mon – Sat 11:30am – 8:00pm
PROCEED TO OPD

THE MEDICAL CITY
Ortigas Ave., Ortigas Center, Pasig City
Tel no.: (02) 635.6789
Fax no.: (02) 634.7183
Coordinator: Dr. John Querol
MWTHSAT 10-12nn rm 1214
Coordinator: Dr. Norman Bustos
MTWTHF 3-6pm SAT 10-1pm rm 1207

QUEZON CITY

BERNARDINO GENERAL HOSPITAL 1
680 Quirino Highway, San Bartolome, Novaliches Quezon City
Tel no.: (02) 935.5264, (02) 937.9183
(02) 936.6050
Fax no.: (02) 419.6222
Coordinator: Dr.Yolanda Lim
Admin Office Mon – Fri 9:00am – 1:00pm/
PROCEED TO OPD

BERNARDINO GENERAL HOSPITAL 2
North Olympus, Zabarte Road, Novaliches Quezon City
Tel no.: (02) 418.6684, (02) 418.6711
Fax no.: (02) 939.8050
Coordinator: Dr. Yolanda Lim
Admin Office Mon – Fri 9:00am – 1:00pm/
PROCEED TO RECORD SECTION

CAPITOL MEDICAL CENTER
Quezon Avenue corner Scout Magbanua, Quezon City
Tel no.: (02) 372.3825
Fax no.: (02) 371.2155
Coordinator: Dr. Julius Ceasar Dalupang
MWF 11-3pm TTHS 10-1pm rm 1110

DELOS SANTOS MEDICAL CENTER
201 E. Rodriquez Sr. Blvd., Quezon City
Tel no.: (02) 723.0041 – 54, (02) 723.4674 – 79
Fax no.: (02) 722.0773
Coordinator: Dr. Rowena Zabat
MON-FRI 9-12NN rm 253/ INDUSTRIAL OFFICE

DR. FE DEL MUNDO MEDICAL CENTER
11 Banawe St., Brgy. Doña Josefa, Quezon City
Tel no.: (02) 712.0845
Fax no.: (02)731.6454
Coordinator: Dr. Joel Macalino
TTH 10-12nn
PROCEED TO OPD

DR. JESUS C. DELGADO MEMORIAL HOSPITAL
7 Kamuning Road, Quezon City
Tel no.: (02) 924. 4061, (02) 924.4051
Fax no.: (02) 928.5945
Coordinator: Dr. Rainero Abad
Mon – Fri 10:00am -1200pm/ 5:00pm – 7:00pm Sat 10:00am – 12:00pm
PROCEED TO HMO

EAST AVENUE MEDICAL CENTER
East Avenue, Quezon City
Tel no.: (02) 928.0611
Coordinator: Dr. Jonathan Salvador
MWF 11:00AM – 1:00PM

FAIRVIEW GENERAL HOSPITAL
Lot 20 cor. Mercury St., Fairview, Quezon City
Tel no.: (02) 939.8764, (02) 939.9689
Fax no.: (02) 938.4796
Coordinator: Dr. Hermogenes Jarin
PROCEED TO OPD

FEU – NICANOR REYES MEDICAL FOUNDATION
Regalado cor.Dahlia St., West Fairview, Quezon City
Tel no.: (02) 427.0213, (02) 938.4813
Fax no.; (02)928.5817
Coordinator: Dr. Policarpio Joves
PROCEED TO AMC

GENERAL MALVAR MEDICAL FOUNDATION HOSPITAL
531 Commonwealth Ave, Quezon City
Tel no.: (02) 932.8867 loc 201, (02) 935.8517
Fax no.: (02) 932.8867
Coordinator: Dr. Potenciano Malvar
Mon – Sat 8:00am – 5:00pm PROCEED TO OPD

J.P.SIOSON GENERAL HOSPITAL AND COLLEGES
75 Bukidnon St., Bago Bantay, Quezon City
Tel no.: (02) 927.5643, (02)327.1339
(02) 922.2041
Fax no.: (02) 445.4281
Coordinator: Dr. Lovell Cristina Magat
MWS 10-1pm PROCEED TO OPD

LUNG CENTER OF THE PHILIPPINES
Quezon Avenue Extension, Quezon City
Tel no.: (02) 924.6101
Coordinator: Dr. Guillermo Barroa
MWF 12-1pm rm 1110
Coordinator: Dr. Jun Paul Castolo
MWF 3-5pm rm 1110

METRO NORTH MEDICAL CENTER
1001 Mindanao Ave, Brgy. Bahay Toro, Quezon City
Tel no.: (02) 426.1386, (02) 426.1389
Coordinator: Dr. Maximo Abuel
PROCEED TO INDUSTRIAL OFFICE

NATIONAL KIDNEY INSTITUTE AND TRANSPLANT CENTER
East Avenue, Diliman, Quezon City
Tel no.: (02) 981-0400, 924.3601, (02) 926.8967, (02) 981-0300
(02) 924.3619
Fax no.: (02) 928.0358
Coordinator: Dr. Jose Benito Abraham
TTHS 1-5pm rm 3205

NODADO GENERAL HOSPITAL
23 Zabarte Road Brgy. Kaligayahan,
Novaliches, Quezon City
Tel no.: (02) 962.8021, (02) 937.1485
Fax no.: (02) 962.7991
Coordinator: Dr. Susan Nodado
PROCEED TO OPD

NOVALICHES GENERAL HOSPITAL
793 Qurino Highway, Gulod, Novaliches, Quezon City
Tel no.: (02) 936.1817, (02) 938.7890
(02) 418.5039
Fax no.: (02) 418.5074
Coordinator: Dr. Francisco Tan Jr.
MTTHF 4-6pm/ WS10-12

PACIFIC GLOBAL MEDICAL CENTER
Lot 2B Mindanao Avenue Brgy. Talipapa, Novaliches,
Quezon City
Tel no.: (02) 901.4941
Fax no.; (02) 949.6036
Coordinator: Dr. Romanito Cabaluna
TTHF 9-11 PROCEED TO OPD

PHILIPPINE HEART CENTER
East Avenue, Diliman, Quezon City
Tel no.: (02) 925.2401, (02) 925.2450
Fax no.: (02) 929.1011
Coordinator: Dr. Frederick Vicente
TTHF 10-12 rm 612

QC ST. AGNES GENERAL HOSPITAL
241 Rssebelt Ave. San Francisco Del Monte, Quezon City
Tel no.: (02) 374.1314, (02) 724.1311
(02) 474.0347
Coordinator: Dr. Marinella Agnes Abat
PROCEED TO OPD

SAN LORENZO GENERAL HOSPITAL
Quirino Highway, Lagro, Quezon City
Tel no.: (02) 939.7054
Fax no.: (02) 930.2195
Coordinator: Dr. Eduardo Noveloso
MWF 11-1pm PROCEED TO OPD

ST. LUKE’S MEDICAL CENTER
E. Rodriquez Ave., Ext., Quezon City
Tel no.: (02) 723.0101, (02) 723.0199
Fax no.: (02) 727.5527
Coordinator: Dr. Mary Lou Cera Garcia
Mon-Sat 10-4Pm MAB Rm 225

STA. TERESITA GENERAL HOSPITAL
100 D. Tuazon cor. N. Roasa, Quezon City
Tel no.: (02) 781.0301
Fax no.: (02) 743.8713
Coordinator: Dr. Jaime Rene De Tagle
MW 9-2pm F 9-5pm Rm 6

UERM MEMORIAL MEDICAL CENTER
64 Aurora Blvd., Brgy. Doña Imelda, Quezon City
Tel no.: (02) 715.0861
Fax no.: (02) 716.1852
Coordinator: Dr. Amando San Luiz
Coordinator: Dr. Henry Yanez
PROCEED TO OPD

UNITED DOCTORS MEDICAL CENTER
No.6 N. Ramirez Street, Quezon City
Tel no.: (02) 712-3640 – 50
Fax no.: (02) 732-8354
Coordinator: Dr. Delmer Gensolin
PROCEED TO HMO

UROLOGY CENTER OF THE PHILIPPINES
Suite 303, 132 Kalayaan Ave., Diliman Quezon City
Tel no.: (02) 924.2369, (02) 990.3031
Fax no.: (02) 435.2619
Coordinator: Dr. Jose Buenaventura Reyes, Jr
MWF 2-4 Rm 403

WORLD CITI MEDICAL CENTER
960 Aurora Blvd., Quezon City
Tel no.: (02) 913.8380
Fax no.: (02) 913.8387
Coordinator: Dr. Rey Caesar Anunciacion
PROCEED TO OPD

COMMONWEALTH HOSPITAL AND MEDICAL CENTER
Neopolitan Business Park, Regalado Highway,
Novaliches, Quezon City
Tel No.: (02) 930-0000
PROCEED TO HMO DEPT.

PROVIDENCE HOSPITAL, INC.
1515 Quezon Avenue, West Triangle,
Quezon City
Tel No.: (02) 558-6999; 558-6788
Fax No.:
Coordinator: Dr. Jonathan Salvador
SAN JUAN CITY

CARDINAL SANTOS MEDICAL CENTER
Wilson St., Greenhills, San Juan City
Tel no.: (02) 727.0001
Fax no.: (02) 727.5757
Coordinator: Dr. Aaron Agdamag
Rm 254 Mon – Sat 9:00am – 6:00pm
Coordinator: Dr. Roy Garrido
Rm 256 TTHS 10-12pm

TAGUIG CITY

CRUZ – RABE MATERNITY AND GENERAL HOSPITAL
Gen. Luna St., Tuktukan, Taguig City
Tel no.: (02) 642.3433
Fax no.: (02) 642.0747
Coordinator: Dr. Jose Casimiro Rabe
Mon – Fri 9:00am – 4:00pm PROCEED TO OPD

ST. LUKE’S MEDICAL CENTER –N GLOBAL
Rizal Drive cor. Bonifacio Global City 32 St. Taguig City
Tel no.: (02) 789.7700
Coordinator: Dr. Cecille Trisha Duran
MAB 223 M-F 10-2pm/ Sat 9-11pm
Coordinator: Dr. Ma. Perla Duran
MAB 223 M 10-4pm/ T 10-4/ TH 1-4pm/
F 10-4pm
(02) 789.7700 loc 7223

VALENZUELA CITY

FATIMA UNIVERSITY MEDICAL CENTER
120 McArthur Highway, Marulas, Valenzuela City
Tel no.: (02) 293.2703, (02) 293.2706
Fax no.: (02) 291.9323
Coordinator: Dr. Vicente Santos, Jr.
PROCEED TO OPD

Kaiser International HealthGroup Corporate Customers

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Kaiser International Healthgroup is one of the largest HMOs in the Philippines and counts many government, educational and private companies among its customers. Here are some of them:

Government

HOUSE OF REPRESENTATIVES (Congress)
COURT OF APPEALS
PUBLIC ATTORNEY’S OFFICE
DEPARTMENT OF AGRARIAN REFORM
NATIONAL FOOD AUTHORITY
NATIONAL HOUSING AUTHORITY
MANDAUE REGISTRY OF DEEDS

Schools

FATHER SATURNINO URIOS UNIVERSITY
ST. JOHN COLLEGES
ST. JOSEPH ACADEMY
TECHNICAL UNIVERSITY OF THE PHILIPPINES

Private

ABRACADABRA, INC
AMINTA CREW MANAGEMENT
AMC BUSINESS PROCESSING SERVICES
AXENT WOOD CORPORATION
BIDLISIW FOUNDATION INC.
BORROMEO BROTHERS ESTATES INC
BOSENN ENGINEERING
CASINO ESPAÑOL DE CEBU INC.
CFS INTERNATIONAL MOVERS
CHILD HOPE
CLICKLABS, INC.
DIOSA PROPERTIES
EGS ASIA
EMERGENCY RESCUE UNIT FOUNDATION
HERRERA ACCOUNTING SERVICES
HONDA MOTOR WORLD, INC.
HURDMAN COMMUNICATION
INFOSHARE MANAGEMENT SYSTEMS
INTERNATIONAL MARKETING GROUP
JLK TRUCKING, INC.
JX OCEAN SHIPPING
KAISER INTERNATIONAL HEALTH GROUP
MAKATI FINANCE CORPORATION
MANSWORK BUILDERS
MAGNA GOLD PHARMA INC.
MAGNA PRIME
MEPZ MIXED GASES
MEXICAL FOOD CORPORATION
MRE COMPUTER
MOREDONE VENTURES
MULTIF GROUP
PLAS ENTERPRISES AND ENGINEERING SERVICES
PRESTIGE WAREHOUSING
RIDER LEVETT BUCKNALL
ROMIA COMPANY
ROYAL OAKS INTERNATIONAL SCHOOL
SAKURA AUTO WORLD
SEMINARIO SAN AGUSTIN ORDER OF ST. AGUSTINE VICARIATE
SHELL EASY GAS CONVENIENCE
SMART PARK SYSTEMS
SMART PROBE
SONG HITS FAMILY KTV
SWIFTFLOW TRUCKERS
ST. PATRICK VILLAGE
TECHNOLAB ANALYTICAL GROUP
THE CHOCOLATE KISS CORP.
ULTRA PETRONNE
UNITED REGROWTH
UY, NICOLAS AND ASSOCIATES
VIRJEN SHIPPING
VISTA DEL MAR RESORT
VIRGO FINANCING
ZARK’S FOOD CORP.

Kaiser International HealthGroup Contact Numbers

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Official contact numbers as of August 25, 2016

SMART

0998-9591-088
0998-9730-188

SUN

0925-3029-888
0925-3037-888
0925-3039-888
0942-216-1705

Globe

0917-5642-398
0917-5641-498
0917-5641-598
0917-5509-157

PLDT

02-274-8202
02-274-8203
02-274-8205
02-777-1036

Globelines

02-623-7260
02-504-8811
02-504-8812
02-504-8814

FAX

02-811-1878

Why Does IMG Recommend Kaiser and Soldivo Products

17 Replies

(Author’s note: I encountered a post in social media which said IMG and Kaiser are owned by the same group of people and that this is the reason why IMG is pushing Kaiser. I quickly wrote a lengthy reply which I polished a little and reproduce below.)

You will note that the Ayala group of companies, the SM group of companies, the Gokongwei group of companies, the Metrobank group of companies and various other groups of companies have many common directors and incorporators in the different companies within the same group. Interlocking directorates are a common facet of the corporate world. It just means multiple companies in the same group are employing synergies to work and cooperate towards attaining interlocking goals.

For the IMG group, the goal is to help Filipino families achieve financial freedom through financial education, excellent but affordable financial products and powerful business platforms.

Why Does IMG Recommend Kaiser Long Term Health Care?

Most HMO companies today cater to short term healthcare of people who are generally young and healthy. There are very few who cater to senior citizens. Most HMO plans are for employees who are currently working and their dependents. Hence, the moment they resign, or retire, they and their dependents lose their coverage unless the former employee decides to shoulder the substantial costs of premium. In most cases, the resigned or retired employee, and dependent end up with no coverage.

The irony is you get excellent healthcare while you are young and healthy but you do not get healthcare when you are old or sickly or can no longer afford to pay. Most HMOs also have very little life protection coverage for members.

You will note that there are no viable long term healthcare products in the country today, except the Kaiser Ultimate and Kaiser Premium Health Builder products.

The premise of long term health care is very simple and logical.

pay for your health care today while you are young, and healthy and productive and can afford to pay, then
enjoy healthcare when you are old, or sickly, or can no longer pay.

If later, you need healthcare and you do not have short term healthcare, use your long term health care plan for hospitalization. If the Lord decides to take you home early, the long term health care plan gives your family the proceeds of life insurance. Hence you use your investment to get health and life protection within the maturity period.

And when the plan matures, you have the option to get the balance of your investment plus earnings, or keep it for future healthcare purposes.

In the case of Kaiser Ultimate, you pay for 7 years, to get 20 years of health AND life protection. On maturity, you can opt to get your investments including all profits/interests, or keep your fund growing at 7 to 10% compounded annual growth rate, definitely much more than the current 0.2% growth in savings accounts. You effectively have health care protection until you have “spent” all your health care investments.

If you paid your HMO for short term plans, and pay for 7 years, you will get 7 years of protection, and no more protection after the 7th year. Whatever benefits are unused at the end of each policy year are gone forever. None of the premiums are paid back to you.

One can avail of Kaiser short- and long-term plans whether one is an IMG member or not. IMG considers Kaiser Ultimate as a complete level 1 investment, and very strongly recommends it, especially to its own members.

Kaiser Ultimate Health Builder is a level 1 product which provides different benefits at different periods

Kaiser Ultimate by itself is difficult to understand.

If people compare it to short term healthcare, they will say there are better short term plans.
If people compare it to insurance, they will say there are better insurance options.
If people compare it to investment, they will say there are better investments.

This is because Kaiser Ultimate is an entry level product designed to give you the most basic and complete initial protection benefits while starting your investment.

If you think it does not have enough short term health protection, you can complement it with additional health care of your choice
If you think it does not have enough insurance coverage, you can complement it with additional PhilamMOST group yearly renewable term life insurance (available only to IMG members with active Kaiser long term plan)
if you think it does not have enough investment value, you can complement it with additional investments in the mutual fund(s) of your choice.

The combination Kaiser Ultimate + Philam MOST + MUtual Funds is unbeatable.

Why Does IMG Recommend the Soldivo Funds?

The Soldivo Bond Fund (a bond fund) and Soldivo Strategic Growth Fund (an equity mutual fund) were launched only in October 2014, at below P1.00 par value. As young funds, they have the potential to aggressively and quickly grow.

SSGF is considered a moderate-to-high risk type of fund, investing in shares of the companies listed in the primary and secondary boards of the Philippine Stock Exchange. Recommended for investors with a higher risk appetite who require the growth potential of the equity markets. Its investment objective is capital growth with returns and inflows derived out of investments in equity securities. This is one of the best options for investors who want to access and capitalize on the immense growth opportunities of the Philippine equity market.

The Soldivo funds are managed by respected personalities in local finance, led by Rex Mendoza, former CEO of Philamlife and former adviser to the group CEO of the AIA Group. Rex Mendoza was also at the helm of Philam Asset Management Inc (PAMI) during the explosive growth years for PAMI mutual funds. We believe the fund management group has the requisite expertise to drive the growth of the funds.

Kaiser International is a major investor in Soldivo funds. The stronger the Soldivo funds are, the more secure the Kaiser investments are, and thus, the better service Kaiser can provide to its members and planholders.

Soldivo mutual funds are available for retail to IMG members only at this time.

IMG includes Soldivo Bond Fund in its list of recommended bond funds, and Soldivo Strategic Growth Fund in its list of recommended equity mutual funds. IMG recommends a combination of bond and equity mutual funds as the preferred mode of paper investment.

What Benefits Do IMG Members Get?

IMG members get

free lifetime financial education,
free lifetime financial checkup,
free lifetime training on insurance, mutual funds,real estate and various money topics
discount/rebates on financial products
opportunity to help others, especially family and friends, save and invest,
opportunity to earn commission and build a big business

Why don’t you drop by and listen to what we have to say?

Our mission is to help Filipino families achieve financial freedom, NO FAMILY LEFT BEHIND! It starts with learning how money works, then teaching our family and friends how to save, invest and increase cash flow, and then reaching out to extended circles.

Kaiser Accredited Hospitals for Luzon

1 Reply

NCR | LUZON | Visayas | Mindanao

CORDILLERA ADMINISTRATIVE REGION (CAR)

ABRA

BANGUED

DR. PETRONILO V. SEARE SR. MEMORIAL CLINIC & HOSPITAL
Penarubia St., Zone 4 Bangued, Abra
Tel no.: 09054793445 (074) 752.8350
(074) 752.7695
Coordinator: Dr. Voltaire L. Seares
PROCEED TO HMO

BENGUET

BAGUIO CITY

NOTRE DAME DE CHARTES HOSPITAL
25 General Luna Road, Baguio City, Benguet
Tel no.: (074) 619.8530 – 34, (074) 424.3361 – 63
Fax no.: (074) 304.5960
Coordinator: Dr. Leopoldo Calimlim
PROCEED TO OPD

PINES CITY DOCTORS HOSPITAL
Magsaysay Avenue, Baguio City, Benguet
Tel no.: (074) 445.3020, (074) 445.9063
Fax no.: (074) 445.2091
Coordinator: Dr. Leopoldo Calimlim
PROCEED TO OPD

ST. LOUIS UNIVERSITY HOSPITAL OF THE SACRED HEART
Assumption Road, Baguio City
Tel no.: (074) 442.3621, (074) 442.5701
(074) 443.2000 loc 560
Fax no.: (074) 442.5624
Coordinator: Dr. Willie Antonio
PROCEED TO HMO

IFUGAO

BANAUE

GOOD NEWS CLINIC AND HOSPITAL
Tam am, Banaue, Ifugao
Tel no.: 09187712737
Coordinator: Dr. Antonio Ligot
PROCEED TO BILLING

REGION 1 (ILOCOS REGION)

ILOCOS NORTE

LAOAG CITY

LAOAG CITY GENERAL HOSPITAL
Brgy. 46 Nalbo, Laoag City Ilocos Norte
Tel no.: (077) 772.8826, (077) 772.8827
Coordinator: Dr. Francis Dacuycuy
PROCEED TO INFORMATION/ HMO

RANADA GENERAL HOSPITAL
Brgy. 9 Balintawak St., Laoag City, Ilocos Norte
Tel no.: (077) 773.1199, (077) 772.1108
Fax no.: (077) 773.1199
Coordinator: Dr. Francisco Ranada, III
PROCEED TO HMO

KARMELLI CLINIC AND HOSPITAL, INC.
#2 Legaspi St.,Brgy. 29 Laoag City, Ilocos Norte
Tel no.: (077)772-2752/670-7064
Fax No.:
Coordinator: Dr. Norman Panfilo G. Rabago
PROCEED TO HMO

SAN NICHOLAS

GERTES CLINIC AND HOSPITAL
Brgy 15 San Nicholas, Ilocos Norte
Tel no.: 09152010765 (077) 773.2391
Coordinator: Dr. Geminiano Gertes

THE BLACK NAZARENE SPECIALTY HOSPITAL
Brgy 2 San Nicholas, Ilocos Norte
Tel no.: 09192068881 (077) 773.1757
Coordinator: Dr. Jonathan Noble
PROCEED TO HMO

ILOCOS SUR

CABUGAO

PIRA HOSPITAL
Singson St. National Highway, Cabugao, Ilocos Sur
Tel no.: (077) 728.5105
Coordinator: Dr. Mimi Ena Lucia Pira
PROCEED TO INFORMATION

SUERO GENERAL HOSPITAL
National Highway, Cabugao, Ilocos Sur
Tel no.: 09161128806 (077) 728.5295
(077) 728.5650
Coordinator: Dr. Chita Suero
PROCEED TO HMO

VIGAN

METRO VIGAN MULTIPURPOSE COOPERATIVE HOSPITAL
Roxas Dike, Bantay, Ilocos sur
Tel no.: 09175685911 (077) 674.0674
(077) 674.0528
Coordinator: Dr. Digna Ragasa
PROCEED TO HMO

LA UNION

SAN FERNANDO CITY

BETHANY HOSPITAL INC.
Widdoes St., San Fernando City La Union
Tel no.: 09253912518 (072) 242.0804
(072) 242.2868
Coordinator: Dr. Antonio A. Orencia
PROCEED TO HMO

LA UNION MEDICAL DIAGNOSTIC CENTER AND HOSPITAL
Ancheto cor.Bucaneg St., San Fernando City, La Union
Tel no.: (072) 607.3898, (072) 242.4796
Fax no.: (072) 700.5354
Coordinator: Dr. Eva Marie Madayag
Mon – Sat 9:00am – 1:00pm/
PROCEED TO INFORMATION

LORMA MEDICAL CENTER
Carlatan St., San Fernando City, La Union
Tel no.: (072) 888-2616/ 700-0000
Coordinator: Dr. Mario Bautista
PROCEED TO HMO/ BILLING

PANGASINAN

DAGUPAN CITY

DAGUPAN DOCTORS – VILLAFLOR MEMORIAL HOSPITAL
Mayombo District, Dagupan City, Pangasinan
Tel no.: (075) 522.7629, (075) 522.1035
(075) 515.2058
Fax no.: (075) 515.8030
Coordinator: Dr. Bernadette Villaflor
PROCEED TO OPD

LUZON MEDICAL CENTER
329 McArthur Highway Brgy. Tapuac, Dagupan City, Pangasinan
Tel no.: (075) 522.5472, (075) 515.8853
(075) 515.2194
Fax no.: (075) 522.4010
Coordinator: Dr. Renan Aquino
PROCEED TO OPD

MEDICAL CENTRUM DAGUPAN
A.B Fernandez Ave., East, Dagupan City Pangasinan
Tel no.: (075) 522.5725, (075) 523.2829
Fax no.: (075) 515.8030
Coordinator: Dr. Eugenio N. De Leon
PROCEED TO HMO

*NAZARETH GENERAL HOSPITAL
203 Perez Blvd., Dagupan City Pangasinan
Tel no.: (075) 522.1110, (075) 522.1151
(075) 523.1253
Fax no.: (075) 522.0044
Coordinator: Dr. Demosthenes Ydia
PROCEED TO HMO

SPECIALIST GROUP & TRAUMA CENTER
Tapuac Distric, Dagupan City, Pangasinan
Tel no.: (075) 522.9772, (075) 522.2299
(075) 522.2254
Fax no.: (075) 522.2299
Coordinator: Dr. Carlo Viola
PROCEED TO HMO/BILLING

REGION 2 (CAGAYAN VALLEY)

CAGAYAN

TUGUEGARAO CITY

DR. RONALD GUZMAN MEDICAL CENTER
Enrile Blvd. Carig, Tuguegarao, Cagayan
Tel no.: (078) 304.0925, (078) 304.0926
Coordinator: Dr. Ronald Guzman
PROCEED TO OPD

HOLY INFANT HOSPITAL
54 Washington St. Tuguegarao, Cagayan
Tel no.: (078) 844.1039
Coordinator: Dr. Joseph Richard Guzman
PROCEED TO OPD

*ST. PAUL HOSPITAL TUGUEGARAO
Ugac Highway, Tuguegarao, Cagayan Valley
Tel no.: (078) 844.2512, (078) 844.2578
(078) 844.2520
Fax no.: (078) 844.5507-
ON PROCESS ACCREDITATION

ISABELA

CAUAYAN

CAUAYAN MEDICAL SPECIALIST HOSPITAL
27 Burgos St., District II, Cauayan Isabela
Tel no.: (078) 652.1401, (078) 652.1434
PROCEED TO HMO

ISABELA UNITED DOCTORS MEDICAL CENTER
National Highway, Brgy. Cabaruan Cauayan City, Isabela
Tel no.: (078) 652.1427, (078) 652.4177
Coordinator: Dr. Julius Baysa
PROCEED TO HMO

SANTIAGO CITY

CAGAYAN VALLEY SANITARIUM HOSPITAL
Mabini, Santiago City, Isabela
Tel no.: (078) 682.6908, (078) 682.8486
Fax no.: (078) 682.8548
Coordinator: Dr. Alvin Reyes
PROCEED TO OPD

DE VERA’S MEDICAL CENTER
City Road, Calaois, Santiago City, Isabela
Tel no.: (078) 682.8182 (078)305.2787
Fax no.: (078) 682.5388
PROCEED TO INFORMATION

NUEVA VIZCAYA

SOLANO

PLT COLLEGE, INC – LUIS A. TIAM HOSPITAL AND MEDICAL CENTER
Bascaran, Solano, Nueva Vizcaya
Tel no.: (078) 326.7777, ((078) 808.0042
Coordinator: Dr. Avelina Lacadin
PROCEED TO HMO

REGION 3 (CENTRAL LUZON)

BATAAN

BALANGA

BATAAN DOCTORS HOSPITAL & MEDICAL CENTER
Doña Francisca Subd., Balnga City, Bataan
Tel no.: (047) 237.2050 (047) 237.3378
Fax no.: (047) 237.0307
Coordinator: Dr. Francisco Pascual III
PROCEED TO HMO

ISAAC AND CATALINA MEDICAL CENTER
Calero St., Ibayo, Balanga City, Bataan
Tel no.: (047) 237.1435 (045) 237.4004
(047) 791.2651
Fax no.: (047) 791.2651
Coordinator: Dr. Edgardo B. Guzman
PROCEED TO HMO

DINALUPIHAN

BATAAN PENINSULA MEDICAL CENTER
San Ramon, Dinalupihan, Bataan
Tel no.: (047) 481.2173 (047) 481.5969
Coordinator: Dr. Roberto Santos
PROCEED TO HMO

BULACAN

BALIUAG

DE JESUS GENERAL HOSPITAL
5 B. Aquino Ave., Bagong Nayon, Baliuag, Bulacan
Tel no.: (044) 766.7040, (044) 766.7008
Fax no.: (044) 766.7008
Coordinator: Dr. Ramon De Jesus
PROCEED TO OPD

RUGAY MATERNITY AND GENERAL HOSPITAL
M. Cruz St. Carpa Village, Sabang, Baliuag, Bulacan
Tel no.: (044) 766 4629 / 766.3457, (044)673.3947
0932-8671156 – HMO EVELYN
Fax no.: (044) 673.3947
Coordinator: Dr. Angelita Ty Rugay
PROCEED TO OPD

SAGRADA FAMILIA HOSPITAL
205 Tangos, Baliuag, Bulacan
Tel no.: (044) 673.4123, (044) 851.5335
Coordinator: Dr. Erlinda Raymundo
Mon – Sat 8:00am – 5:00pm

BOCAUE

MT. CARMEL HOSPITAL – BULACAN
McArthur Highway, Bunlo, Bocaue, Bulacan
Tel no.: (044) 278.6239, (044) 692.1619
(044) 692.0974
Fax no.: (044) 692.1264
Coordinator: Dr. Milagros de Lara
Mon-Fri 10-12 MWF 4-6pm

BUSTOS

STO. NIÑO HOSPITAL
Poblacion, Bustos, Bulacan
Tel no.: (044) 766.2176, (044) 903.0244
(044) 903.0327
Fax no.: (044) 617.1646
Coordinator: Dr. Pablito Mendoza
Mon – Sat 8:00am – 5:00pm

MEYCAUYAN

NAZARENUS COLLEGE FOUNDATION HOSPITAL
133 Mc Arthur Highway, Saluysoy, Meycauyan, Bulacan
Tel no.: (044) 840.7948 (044) 711.1414 (044) 711.2115
Fax no.: (044) 711.5429
PROCEED TO OPD

NORZAGARAY

NODADO GENERAL HOSPITAL – BULACAN
456 Bigte, Norzagaray, Bulacan
Tel no.: (044) 815.0754
Coordinator: Dr. Susan Nodado
PROCEED TO INFORMATION

PAOMBONG

SAN PASCUAL BAYLON MATERNITY & GENERAL HOSPITAL
Provincial Road, Sto. Niño, Paombong, Bulacan
Tel no.: (044) 665.2818
Fax no.: (044) 665.2818
Coordinator: Dr. Volatire Garcia
Mon – Sat 9:00am – 12:00pm

PLARIDEL

MARCELO – PADILLA CHILDREN AND MEDICAL HOSPITAL
Banga I, Plaridel Bulacan
Tel no.: (044) 795.0119
PROCEED TOHMO

MARY THE QUEEN MATERNITY AND GENERAL HOSPITAL
Sto Niño, Plaridel, Bulacan
Tel no.: (044) 795.0379
Coordinator: Dr. Jean Nebab
PROCEED TO HMO

PULILAN

FM CRUZ ORTHOPEDIC GENERAL
Doña Remedios Trinidad Highway, Pulilan, Bulacan
Tel no.: (044) 676.1739
PROCEED TO OPD

OUR LADY OF MERCY GENERAL HOSPITAL
Doña remedios Trinidad Highway, Brgy.Longos Pulilan, Bulacan
Tel no.: (044) 676.2774, (044) 676.2882
(044) 795.2505
Fax no.: (044) 676.2883
Coordinator: Dr. Marci Cruz
PROCEED TO OPD

STA. MARIA

MENDOZA GENERAL HOSPITAL
A. Morales St. cor. F. Santiago St. Poblacion, Sta. Maria, Bulacan
Tel no.: (044) 641.1582, (044) 641.0100
(044) 288.2417
Fax no.: (044) 641.1582
Coordinator: Dr. Jose Theodoro Mendoza
Rm 100 Tue – Sat 8:00am – 5:00pm

NUEVA ECIJA

CABANATUAN

PREMIERE MEDICAL CENTER
Maharlika Highway,Daan Sarile, Cabanatuan City,Nueva Ecija
Tel no.: (044) 463-5868, (044) 463-7845
Coordinator: Dr. Sylvia Yang

NUEVA ECIJA DOCTORS HOSPITAL, INC
Maharlika Highway, Cabanatuan City, Nueva Ecija
Tel no.: (044) 940.1135, (044) 600.4693
(044) 464.1187
Fax no.: (044) 940.1323
Coordinator: Dr. Alex Clemente Sta Rina
PROCEED TO HMO

NUEVA ECIJA GOOD SAMARITAN GENERAL HOSPITAL
Burgos Avenue, Cabanatuan City, Nueva Ecija
Tel no.: (044) 463.1582, (044) 464.3969
Coordinator: Dr. Benedicto Joson
PROCEED TO HMO

WESLEYAN UNIVERSITY MEDICAL CENTER
Tandang Sora St., Mabini Ext., Cabanatuan City, Nueva Ecija
Tel no.: (044) 463.4735, (044) 463.6628
Fax no.: (044) 463.6628
Coordinator: Dr. Edwin Argonza
PROCEED TO MEDICAL DIRECTOR’S OFFICE

GAPAN

NUEVA ECIJA GOOD SAMARITAN GENERAL HOSPITAL- GAPAN
Bucana, Gapan, Nueva Ecija
Tel no.: (044) 486.2364
Coordinator: Dr. Emma Mariano
PROCEED TO HMO

SAN LEONARDO

GONZALES GENERAL HOSPITAL
Maharlika Highway, Diversion Road, San Leonardo, Nueva Ecija
Tel no.: (044) 940.0981
Coordinator: Dr. Leonardo Gonzales
PROCEED TO EMERGENCY DEPT

SAN JOSE

HEART OF JESUS HOSPITAL
Sobrepena Drive, Brgy. Rafael Rueda Sr. San Jose City, Nueva Ecija
Tel no: (044) 958-3462-63; (044) 947-9108
Coordinator: Dr. Leorino Sobrepena
PROCEED TO HMO DEPT.

PAMPANGA

ANGELES

ANGELES MEDICAL CENTER
Rizal St., Angeles City, Pampanga
Tel no.: (045) 888.7150, (045) 887.3139
Fax no.: (045) 323.4448
Coordinator: Dr. Maria Gisela Contreras
PROCEED TO HMO

ANGELES UNIVERSITY FOUNDATION MEDICAL CENTER
McArthur Highway, Angeles City, Pampanga
Tel no: (045) 626.1840, (045) 626.1863
Fax no: (045) 626.2054
PROCEED TO HMO

DR. AMANDO L. GARCIA MEDICAL CENTER
648 Rizal St., Angeles City Pampanga
Tel no.: (045) 888.8992, (045) 888.2571
Dr. Maria Clarita Garcia-Sampang
PROCEED TO HMO

APALIT

APALIT DOCTORS HOSPITAL
Gonzales Ave., San Juan, Apalit, Pampanga
Tel no.: (045) 652 0030 , (045) 652 0011
Fax no.; (045) 652.0030
Coordinator: Dr. Catherine Jane Caylao
PROCEED TO HMO

SAN FERNANDO

OUR LADY OF MT. CARMEL MEDICAL CENTER HOSPITAL
Km 78 McArthur Highway , Brgy. Saguin, San Fernando Pampanga
Tel no.: (045) 860.0993, (045) 636.6018,
(045) 455.1906
Fax nio.: (045) 860.5977
Coordinator: Dr. Lord Alfred Roque
PROCEED TO HMO

V.L. MAKABALI MEMORIAL HOSPITAL
B. Mendoza St., San Fernando City, Pampanga
Tel no.: (045) 961.2234, (045) 961.2284
(045) 961.2442
Fax no.: (045) 860.2353
Coordinator: Dr. Leticia Yap
PROCEED TO HMO
CLARK

THE MEDICAL CITY CLARK, INC.
Clark Freeport Zone Pampanga
Tel. No: (045) 300-8888
Fax No:
PROCEED TO HMO

STO. TOMAS

MANABAT MATERNITY AND GENERAL HOSPITAL
San Matias, Sto. Tomas, Pampanga
Tel no.; (045) 961.3513
Coordinator : Dr. Geraldine Mercado
Mon – Fri 12:00pm – 5:00pm

TARLAC

HOLY TRINITY HOSPITAL
505 Quezon Street, San Miguel, Tarlac City, Tarlac
Tel no: (045) 985.0510, (045) 985.0446
PROCEED TO HMO

RAMOS GENERAL HOSPITAL
769 P. Hillario St., Ligtasan, Tarlac City
Tel no.; (045) 982.0542, (045) 982.7074
(045) 982.2350
Fax no.: (045) 982.0567
Coordinator; Dr. Roman Belmonte
PROCEED TO HMO

ZAMBALES

IBA

STA. CECILIA MEDICAL CENTER
G-016 National Road, Palanginan, Iba Zambales
Tel no.: (047) 811.3317
Coordinator: Dr. Adonis Calaycay
PROCEED TO HMO

OLONGAPO

AFABLE MEDICAL CENTER
4 Afable st., East Bajac-Bajac, Olongapo City, Zambales
Tel no.: (047) 222.4111
Fax no.: (047) 222.5272
Coordinator: Dr. John Afable
PROCEED TO INFORMATION

JAMES L. GORDON MEMORIAL HOSPITAL
Rizal Ave., Brgy. Asinan, Olongapo City, Zambales
Tel no.: (047) 223.7571 – 75
Fax no.: (047) 222.2867
PROCEED TO HMO

OUR LADY OF LOURDES INTERNATIONAL MEDICAL CENTER
2 National Road, Brgy Barreto, Olongapo City, Zambales
Tel no.: (047) 222.9011 – 13
PROCEED TO HMO

RIDONS ST. JUDE MEDICAL CENTER
62 18th St. cor. Harris St., East Bajac-Bajac, Olongapo City, Zambales
Tel no.: (047) 222.5833 – 35
Coordinator: Dr. Mariano Ridon
PROCEED TO HMO

UNIHEALTH-BAYPOINTE HOSPITAL AND MEDICAL CENTER
Blk 8 Lot A1 NIB Dewey Ave., Subic Bay Freeport Zone, Olongapo City, Zambales
Tel no.: (047) 584-4488
Fax no.: (047) 250.0534
Coordinator: Dr. Dennis Delgado
PROCEED TO HMO

REGION 4A

BATANGAS

BALAYAN

BALAYAN BAYVIEW HOSPITAL & MEDICAL CENTER
Brgy. Langgangan, Balayan, Batangas
Tel no.: (043) 211.6734, 917.8274288
998.9799112
Coordinator: Dr. Eduardo Salazar
PROCEED TO HMO

BATANGAS

GOLDEN GATE GENERAL HOSPITAL
16 P. Prieto St., Batangas City
Tel no.; (043) 723.3011, (043) 723.0974
Fax no.: (043) 723.7693
Coordinator: Dr. Romulo Rosales
PROCEED TO OPD

ST PATRICK’S HOSPITAL MEDICAL CENTER
Lopez Jaena St., Batangas City
Tel no.: (043) 723.7090, (043) 723.7089
(043) 723.1803
Fax no.: (043) 723.2745
Coordinator: Dr. Loralie Miranda
PROCEED TO COORDINATOR’S CLINIC

UNITED DOCTORS OF ST. CAMILLUS DE LELLIS HOSPITAL
Brgy. Bolbok, Diversion Road, Batangas City
Tel No.: (043) 740-3087;740-3162;740-3088
Coordinator: Dr. Romeo A. Acosta Jr.
PROCEED TO HMO DEPARTMENT

BAUAN

BAUAN DOCTORS GENERAL HOSPITAL
F. Mangobos St., Poblacion I, Bauan, Batangas
Tel no.: (043) 980.4019, (043) 980.355
Fax no.: (043) 980.3550
Coordinator: Dr. Anastacio Alvarez
PROCEED TO HMO

LEMERY

METRO LEMERY MEDICAL CENTER
Metro Lemery Business Complex 2005 Palanas Lemery, Batangas
Tel no.; (043) 740.0245, (043) 409.0480
Fax no.; (02) 519.4878
Coordinator: Dr. Aileen Montenegro
PROCEED TO HMO

OUR LADY OF CAYSASAY MEDICAL CENTER
Ilustre St., Lemery, Batangas
Tel no.: (043) 409.1888, (043) 409.1892
Fax no.: (043) 409.0088
Coordinator: Dr. Margarito Hernandez
PROCEED TO OPD

LIPA

DIVINE LOVE GENERAL HOSPITAL
Sinagtala, Lipa City Batangas
Tel no.: (043) 756.1338, (043) 312.2075
(043) 758.9877
Coordinator: Dr. Divina Dimayuga
PROCEED TO OPD

LIPA MEDIX MEDICAL CENTER
National Highway, Balintawak, Lipa City, Batangas
Tel no.: (043) 756.6098, (043) 756.2372
(043) 756.1190
Fax no.: (043) 757.0088
Coordinator: Dr. Larry Manaligod
PROCEED TO OPD

MARY MEDIATRIX MEDICAL CENTER
J.P. Laurel Highway Lipa City, Batangas, Philippines
Tel no.: (043) 773-6800
Fax no.: (43) 757-1357
Coordinator: Dr. Ayessa Silva
PROCEED TO INDUSTRIAL

METRO LIPA MEDICAL CENTER
JP Laurel Highway Brgy. Maraoy, Lipa City, Batangas
Tel no.; (043) 756.0549
Fax no.: (043) 981.1996
Coordinator: Dr. Tyrone Tecson
PROCEED TO HMO

N.L. VILLA MEMORIAL HOSPITAL
Felix Manalo St., Lipa City, Batangas
Tel no.; (043) 756.1217, (043) 756.4871, (02) 520.6202
Fax no.: (043) 757.1281
Coordinator: Dr. Nemesio Villa, Jr.
PROCEED TO OPD

SAN ANTONIO MEDICAL CENTER OF LIPA INC.
#2 C.M Recto Avenue, Lipa City
Tel No: (043) 756-2522
Fax No: (043) 756-5720
PROCEED TO HMO DEPT.

MABINI

ZIGZAG HOSPITAL
Niugan, Mabini, Batangas
Tel no.: (043) 487.0645
Coordinator: Dr. Catalino Rasa Jr.
PROCEED TO HMO
ROSARIO

PALMA – MALALUAN HOSPITAL
J. Magtibay St., Rosario Batangas
Tel no.: (043) 321.1410, (02) 520.6304
Coordinator: Dr. Susan Malaluan – Singh
PROCEED TO OPD

STO. TOMAS

ST. FRANCIS CABRINI MEDICAL CENTER
Maharlika Highway, Sto. Tomas, Batangas
Tel no.: (043) 778.4811, (043) 778.4818
Fax no.: (043) 778.4819
Coordinator: Dr. Calderon
PROCEED TO HMO

TANAUAN

TANAUAN MEDICAL CENTER (formerly CP REYES HOSPITAL)
A. Mabini Ave., Tanauan City, Batangas
Tel no.: (043) 778.1119, (043) 778.1364
Fax no.: (043) 405.0035
PROCEED TO HMO

GONZALES MEDICAL & CHILDREN HOSPITAL
Sixto Castillo, Tanauan City, Batangas
Tel no.: (043) 405.0386, (043) 778.1218
Fax no.: (043) 778.1218
PROCEED TO HMO

CAVITE

BACOOR

METRO SOUTH MEDICAL CENTER
National Road, Molino IV, Bacoor, Cavite
Tel no.: (046) 477.1743, (02) 584.4594
(02) 584.4596
Coordinator: Dr. Melicia Maronilla
PROCEED TO HMO

ST. MICHAEL MEDICAL HOSPITAL
220 Molino II, Bacoor, Cavite
Tel no.: (046) 477.1707, (02) 850.0330
(02) 529.8946
Coordinator: Dr. Virgil Rodil
PROCEED TO HMO

DASMARIÑAS

DE LA SALLE UNIVERSITY MEDICAL CENTER
Highway, Dasmariñas, Cavite
Tel no.: (02) 988.3100
Fax no.: (046) 416.0310
HMO INDUSTRIAL
PROCEED TO INDUSTRIAL OFFICE

ST. PAUL HOSPITAL CAVITE, INC
Burol II, Dasmariñas City, Cavite
Tel no.: (046) 418.8270 to 73
Fax no.: (02) 843.0045
ADMIN SECRETARY
PROCEED TO ADMIN SECRETARY

MV SANTIAGO MEDICAL CENTER PRIMARY HOSPITAL
FCIE, Brgy. Langkaan, Dasmarinas, Cavite
Tel no.: 046-402-1302
Coordinator: Dr. Manuel V. Santiago
PROCEED TO HMO

DASMARINAS CITY MEDICAL CENTER
Salawag Crossing, Salawag Dasmarinas Cavite
Tel No.: (046) 484-1832 / 0917-8268353
Coordinator: Dr. Josefino Rebanlos
PROCEED TO HMO

GENERAL TRIAS

DIVINE GRACE MEDICAL CENTER
By Pass Road, Tejero, Gen. Trias, Cavite
Tel no.: (043) 489.2224, (043) 489.2227
Coordinator: Dr. Leonard Lao
PROCEED TO HMO

GENTRI MEDICAL CENTER AND HOSPITAL, INC.
Santusan St., Brgy. Manggahan, Gen. Trias, Cavite
Tel no.: (046)424-0888, (046)424-2001
HMO INDUSTRIAL
PROCEED TO HMO

GENERAL TRIAS MATERNITY AND PEDIATRICS HOSPITAL
Tejero, Gen. Trias, Cavite
Tel no.: (046) 437.8111, (046) 509.1325
Fax no.: (046) 509.1325
Coordinator: Dr. Rico Torres
PROCEED TO HMO

SOUTH SUPER HIGHWAY MEDICAL CENTER – GATEWAY
Gateway Industrial Park, Brgy, Javelera, Gen. Trias, Cavite
Tel no.: (046) 433.0210, (0436) 433.0115
Fax no.: (046) 433.0210
Coordinator: Dr. Jose Casimiro Rabe
PROCEED TO HMO

INDANG

MV SANTIAGO MEDICAL CENTER – INDANG
A. Luna St., Brgy. Poblacion III, Indang, Cavite
Tel no.: (046) 512.9723
Coordinator: Dr. Manuel V. Santiago
PROCEED TO HMO

NAIC

FIRST FILIPINO SAINT HOSPITAL – SAN LORENZO RUIZ
Governors Drive, San roque, Naic, Cavite
Tel no.: (046) 412.1763, (046) 412.1411
Coordinator: Dr. Rafael Vasquez
PROCEED TO HMO

NAIC DOCTORS HOSPITAL
Daang Makina, Naic Cavite
Tel no.: (046) 412-1443, (046) 507-1510
Coordinator: Dr. Perlita Castro
PROCEED TO HMO

ROSARIO

SOUTH SUPER HIGHWAY MEDICAL CENTER
Abu tin Bldg, Gen. Trias Drive, Rosario, Cavite
Tel no.: (046) 438.7125 (046) 438.7465
PROCEED TO HMO

TRECE MARTIRES

MV SANTIAGO MEDICAL CENTER – MAIN
Brgy. De Ocampo, Trece Martires, Cavite
Tel no.: (046) 419.3346, (046) 419.3347
Fax no.: (046) 419.4866
Coordinator: Dr. Manuel V. Santiago
PROCEED TO HMO

LAGUNA

BIÑAN

UNIVERSITY OF HELP DR. JOSE G. TAMAYO MEDICAL CENTER
Sto. Niño, Biñan City, Laguna
Tel no.: (049) 511.9577, (02) 699.2051
Coordinator: Dr. Arcadio Tamayo
PROCEED TO INDUSTRIAL OFFICE

CALAMBA

CALAMBA DOCTORS HOSPITAL
Km 49 National Highway Brgy. Parian, Calamba City, Laguna
Tel no.: (049) 545.2529 (049) 545.7371
(02) 420.8221
Fax no.: (049) 545.1512 (049) 545.2527
PROCEED TO INDUSTRIAL DEPT

CALAMBA MEDICAL CENTER
Crossing, Calamba City, Laguna
Tel no.: (049) 545.3496 (049) 545.1740
(02) 584.4106 – 07
Fax no.: (049) 545.2809
PROCEED TO HMO, INDUSTRIAL DEPT

PAMANA MEDICAL CENTER
National Highway, Halang, Calamba City, Laguna
Tel no.: (049) 545.6858
Coordinator: Dr. Louie Bagos
PROCEED TO OPD

CABUYAO

HOLY ROSARY OF CABUYAO HOSPITAL
Rosario Village, Brgy. Sala, Cabuyao City, Laguna
Tel no.: (049) 508.0434, (043) 502.6024
Coordinator: Dr. Leovic Tinio
PROCEED TO OPD

LOS BAÑOS

HEALTHSERV LOS BAÑOS MEDICAL CENTER
8817 National Highway, Los Baños, Laguna
Tel no.: (049) 536.4858, (049) 536.7084
Coordinator: Dr. Rhodora Ocampo
PROCEED TO HMO

LOS BAÑOS DOCTOR HOSPITAL AND MEDICAL CENTER
College, Los Baños, Laguna
Tel no.: (049) 536.0100, (049) 536.1825
(049) 536.4462
Fax no.: (049)536.1125
Coordinator: Dr. Renato Torres
PROCEED TO INDUSTRIAL OFFICE/ HMO

ST JUDE FAMILY HOSPITAL
Lopez Ave., Batong Malake, Los Baños, Laguna
Tel no.: (049) 536.0283, (049) 536.1232
Fax no.: (049) 536.1982
Coordinator: Dr. Marina San Agustin
PROCEED TO OPD

PAETE

PAETE GENERAL HOSPITAL
J.P. Rizal St., Quinale, Paete, Laguna
Tel no.: (049) 557.0005
Coordinator: Dr. Nona Calibig-Agbay
PROCEED TO OPD

PAGSANJAN

CHRISTIAN GENERAL HOSPITAL
Crisostomo, Pagsanjan
Tel no.: (049) 808 4051

SAN PABLO

SAN PABLO DOCTORS HOSPITAL, INC
55 A Mabini St., San Pablo City Laguna
Tel no.: (049) 562.4069, (049) 562.0998
Fax no.:049) 562.0998
PROCEED TO HMO

SAN PEDRO

DIVINE MERCY HOSPITAL
Amante Subd. San Pedro City, Laguna
Tel no.: (02) 808.3392, (02) 808.3393
Fax no.: (02) 808.3448
Coordinator: Dr. Anicia Charito Mendoza
PROCEED TO OPD

FAMILY CARE HOSPITAL, INC
Macaria, Ave., Pacita Complex, San Pedro City, Laguna
Tel no.: (02) 847-6177 / 869-8375
Fax no.: (02) 847.9363
Coordinator: Dr. Monica Carpio
PROCEED TO OPD

WESTLAKE MEDICAL CENTER
National Highway Pacita Complex, San Pedro City, Laguna
Tel no.: (02) 403.8814, (02) 553.8194
Coordinator: Dr. Elenita simundac-Daco
PROCEED TO HMO

STA. ROSA

MARIAN HOSPITAL OF STA ROSA, INC
816 A. Brgy. Tagapo, Sta. Rosa City, Laguna
Tel no.: (02) 584.4497, (02) 584.4483
(049) 502.1358
Coordinator: Dr. Rhonnel Foronda
PROCEED TO OPD

STA. ROSA HOSPITAL AND MEDICAL CENTER
RSBS Blvd. San Lorenzo South, Balibago, Sta. Rosa City Laguna
Tel no.: (02) 520.8421, (02) 520.0911
Fax no.: (049) 837.6306
PROCEED TO HMO

ST. JAMES HOSPITAL
Mariquita Pueblo, Sta Rosa City, Laguna
Tel no.: (02) 520.8468, (02) 420.8041
(049) 531.2096
Fax no.: (049) 837.6996
Coordinator: Dr. Marissa Santiago
PROCEED TO OPD

QUEZON

GUMACA

RAKKK PROPHET MEDICAL CENTER
Km 194 Maharlika Highway, Brgy Rosario, Gumaca, Quezon
Tel no.: (042) 317.7857-62, 09178324993
09479823684
Fax no: (042) 317.7856
PROCEED TO HMO

LOPEZ

HOLY ROSARY HOSPITAL
San Isidro St., Lopez, Quezon
Tel no.: (042) 302.5255
Coordinator: Dr. Joel Argo
PROCEED TO OPD

LUCENA

LUCENA UNITED DOCTORS HOSPITAL AND MEDICAL CENTER
Brgy. Isabang, Lucena City
Tel no.: (042) 373.6161-63, (042) 373.0664
Fax no.: (042) 373.0664
Coordinator: Dr . Juan Eugenio Fidel Villanueva
PROCEED TO HMO

ST. ANNE GENERAL HOSPITAL
Andaman Compound, Red V Lucena City, Quezon Province
Tel no.: (042) 710.2218, (042) 710.3506
Fax no.: (042) 710.5234
Coordinator: Dr. Elvira Andaman
PROCEED TO HMO

PAGBILAO

JANE COUNTY HOSPITAL
C.M. Recto St. Brgy. Castillo Pagbilao Quezon
Tel no.: (042) 731.1295 09228905320
PROCEED TO HMO

SARIAYA

GREG HOSPITAL
Gen Luna cor. Dilitiwan St. Sariaya, Quezon
Tel no.: (042) 651.1162
Coordinator: Dr. Ana Andaman
PROCCED TO HMO

RIZAL

ANTIPOLO

ANTIPOLO CITY MEDICAL CENTER
Sumulong Highway, Brgy. Mayamot, Antipolo City, Rizal
Tel no.: (02) 646.6598, (02) 646.4607
Fax no.: (02) 250.4607
Coordinator: Dr. Don Winston
PROCEED TO HMO

CORNEL MEDICAL CENTER
DIONISIO M. CORNEL MEMORYIAL MEDICAL CENTER, INC.
#8001 Masinag, Marcos Highway, Mayamot, Antipolo City
Tel No: (02) 654-0411, (02) 645-1011
PROCEED TO HMO DEPT.

CLINICA ANTIPOLO HOSPITAL AND WELLNESS CENTER INC
Ninoy Aquino Blvd. (Taktak Rd.) Brgy. De La Paz Antipolo City
Tel no.: (02) 695 9480-87, (02) 630.4364, (02) 697.3496
Fax no.: (02) 697.3496
Coordinator: Dr. Dominador Pedracio
PROCEED TO HMO

UNCIANO COLLEGES AND GENERAL HOSPITAL, INC
Circumferencial Road, Antipolo City, Rizal
Tel no.: (02) 650.7170, (02) 697.0171
ER. 650-7096 loc. 8010 / Admitting loc. 8008
Coordinator: Dr. Mirando Unciano, Jr.
PROCEED TO BILLING

CORNEL MEDICAL CENTER
DIONISIO M. CORNEL MEMORIAL MEDICAL CENTER, INC.
Masinag, Marcos Highway, Mayamot, Antipolo City
Tel no: (02) 654-0411/645-1011
Coordinator:
PROCEED TO HMO DEPT.

CAINTA

METRO RIZAL DOCTORS HOSPITAL
Amang Rodriguez Ave., San Roque, Cainta, Rizal
Tel no.: (02) 656.9994, (02) 656.1892
PROCEED TO BILLING

MORONG

MORONG DOCTORS HOSPITAL
Gov. Martinez St., Morong Rizal
Tel no.: (02) 691.5806 (02) 653.2491
Fax no.: (02) 691.5806
Coordinator: Dr. Don Jose Soriano
PROCEED TO HMO

SAN MATEO

ST. MATTHEUS MEDICAL HOSPITAL
Gen. Luna St., Banaba, San Mateo, Rizal
Tel no.: (02) 941.9575
Fax no.: (02) 997.3736
Coordinator: Dr. Lourdes Coronel
PROCEED TO HMO

TANAY

TANAY GENERAL HOSPITAL
F.T. Catapusan St., Tanay, Rizal
Tel n o.: (02) 654.1049
Fax no.: (02) 654.1049
Coordinator: Dr. Emiliano Francisco
PROCEED TO HMO

TAYTAY

MANILA EAST MEDICAL CENTER
Manila East Road Brgy. Dolores, Taytay, Rizal
Tel no.: (02) 660.0000
Fax no.: (02) 660.7507
Coordinator: Dr. Benedicto Vitto
PROCEED TO HMO

BINANGONAN

BINANGONAN LAKEVIEW HOSPITAL
KM. 31 Manila East Road, Binangonan Rizal
Tel No.: (02) 570-0883; 570-8663; 570-0791
PROCEED TO HMO

REGION4B

ORIENTAL MINDORO

CALAPAN

MA. ESTRELLA GENERAL HOSPITAL
Tawiran, Calapan City, Oriental Mindoro
Tel no.: (043) 286.7388, (043) 286.7386
(043) 441.0492
Fax no.: (043) 441.0079
Coordinator: Dr. Lorenzo Goco
PROCEED TO HMO

PALAWAN

PUERTO PRINCESA

PALAWAN ADVENTIST HOSPITAL
Junction 2, San Pedro 5300 Puerto Princesa City, Palawan
Tel no.: (048) 433.2244
Fax no.: (048) 433.2244 Loc 152/153
Coordinator: Dr. Arnie Estrobo
PROCEED TO HMO

REGION 5

ALBAY

LEGASPI

AQUINAS UNIVERSITY HOSPITAL FOUNDATION, INC
Washinton Drive, Legaspi City, Albay
Tel no.: (052) 481.0902, (052) 481.0331
Coordinator: Dr. Edberto General
PROCEED TO HMO

TANCHULING HOSPITAL
Imperial Court Subd., Legaspi City, Albay
Tel no.: (052) 820.2913
Fax no.: (052) 480.6545
Coordinator: Dr. Renee Tanchuling
PROCEED TO OPD

TABACO

DR. AMANDO D. COPE MEMORIAL HOSPITAL
Ruivivar St., Tayhi, Tabaco City Albay
Tel no.: (052) 830.1334, (052) 487.5258
Coordinator: Dr. Mark Cope Berces
PROCEED TO BILLING

CAMARINES NORTE

DAET

LEON D. HERNANDEZ MEMORIAL HOSPITAL
Dasmariñas St. Daet, Camarines Norte
Tel no.: (054) 721.196, (054) 571.2811
Fax no.: (054) 571.2861 (054) 440.1406
PROCEED TO HMO

OUR LADY OF LOURDES HOSPITAL
Vinzon’s Avenue, Daet, Camarines Norte
Tel no.: (054) 721.2664, (054) 440.1127
Coordinator: Dr. Abundio Palencia Jr.
PROCEED TO HMO

CAMARINES SUR

NAGA

MOTHER SETON HOSPITAL
Roxas Ave., Diversion road, Naga City
Tel no.: (054) 472.4025
Fax no.: (054) 473.1358, (054) 811.1210
Coordinator: Dr. Paredes
PROCEED TO HMO

NICC DOCTORS HOSPITAL
Roxas ave, Naga City
Tel no.: (054) 472.6094
Coordinator: Dr. Jose Rañola
PROCEED TO INFORMATION
BICOL ACCESS HEALTH CENTRUM
Central Business District II, Naga City Camarines Sur
Tel No.: (054) 473.2242
PROCEED TO HMO DEPT.

Kaiser Accredited Hospitals for Visayas

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NCR | Luzon | VISAYAS | Mindanao

REGION 6

AKLAN

KALIBO

SAINT GABRIEL MEDICAL CENTER, INC.
Arch. G. Reyes Cor. G. Pastrana St., Kalibo Aklan
Tel No: (036) 268-1623 to 27
PROCEED TO HMO

ROXAS CITY

THE HEALTH CENTRUM HOSPITAL
Teodorica Avenue, Roxas City Capiz
Tel No.: (036) 621-9088, 620-1023
PROCEED TO HMO

ILO-ILO

ILO-ILO DOCTORS HOSPITAL
West Avenue, Molo, Ilo-Ilo City
Tel no.: (033) 337.7702 – 09
Fax no.: (033) 335.0862
Coordinator: Dr. Ma. Cristina L. Erum
ILO-ILO MISSION HOSPITAL
Mission road, Jaro, Ilo-ilo City
Tel no.: (033) 320-0315, (033) 320-0319
Coordinator: Dr. Jocelyn Santerva
PROCEED TO OPD

THE MEDICAL CITY – ILOILO
Locsin St., Molo, Ilo-Ilo City
Tel no.: (033) 338.1505 loc 333, (033) 338.1513
Fax no.: (033) 508.2227
Coordinator: Dr. Felix Ray Villa
Mon – Fri 9:30am -4:00pm by appt

QUALIMED WOMEN’S AND CHILDRENS HOSPITAL
Ayala Atria Park, Don Donato Pison Avenue San Rafael Mandurriao Iloilo City
Tel. No.: (033) 321-5272, 321-7633,
(033) 501-4843

SAINT PAUL’S HOSPITAL INC
General Luna St. Ilo-Ilo City
Tel no.: (033) 337.2741, (033) 337.2749
Coordinator: Dr. Melbert Divinagracia

NEGROS OCCIDENTAL

SAN CARLOS DOCTORS’ HOSPITAL
National Highway, San Carlos City, Negros Occidental
Tel. No.: (034) 729-4888
Fax No.: (034) 729-4050
Coordinator: Dr. Potenciano Larrazabal

BACOLOD

BACOLOD ADVENTIST MEDICAL CENTER
Tanculing, Bacolod City, Negros Occidental
Tel no.:(034) 433.4831, (034) 433.3195
Fax no.: (034) 433.2255
Coordinator: Dr. Antonio De Villa

BACOLOD OUR LADY OF MERCY SPECIALTY HOSPITAL
Eroreco, Mandalagan, Bacolod City, Negros Occidental
Tel no.: (034) 432.2887
Coordinator: Dr. Evangeline C. Johnson

DR. PABLO O. TORRE MEMORIAL HOSPITAL (formerly Riverside Medical Center)
B.S. Aquino Drive, Bacolod City, Negros Occidental
Tel no.: (034) 433.4093, (034) 433.7331
Fax no.: (034) 433.4743
Coordinator: Dr. Hector Torre
Mon – Fri 9:00am – 12:00pm/ 2:00pm – 5:00pm

REGION 7

BOHOL

JAGNA

LIM COMMUNITY HOSPITAL
Poblacion, Jagna, Bohol
Tel no.:c (038) 531.0155
Coordinator: Dr. Seguido Lim
Mon – Sat 2:00pm – 5:00pm

TAGBILARAN
BORJA FAMILY HOSPITAL
19 Gallares St., Tagbilaran City Bohol
Tel no.: (038) 411.3303
Fax no.: 038) 411.3882
Coordinator: Dr. Melinda Borja

EAGLEWOOD HOSPITAL
National Highway, Bool, Tagbilaran
Tel no.: (038) 412.3018
Coordinator: Dr. Disi Yap-Alba

HOLY NAME UNIVERSITY MEDICAL CENTER FOUNDATION INC.
Dampas District, Tagbilaran City Bohol
Tel No.: (038) 501-9946, (038) 501-9947

CEBU

CEBU DOCTORS HOSPITALS
Osmeña Blvd., Cebu City
Tel no.: (032) 255.5555, (032) 253.7511
(032) 253. 3114
Fax no.: (032) 254. 3002
Coordinator: Dr. Potenciano Larrazabal Jr.
PROCEED TO HMO

CEBU VELEZ GENERAL HOSPITAL
F. Ramos St., Cebu City
Tel no.: (032) 253.1871 – 79
Fax no.: (032) 254.0697
Coordinator: Dr. Mitzi Marie Chua
Rm 212 Mon – Fri 10:00am – 12:00pm/ 5:00pm – 6:00pm

CHONG HUA HOSPITAL
Fuente Osmeña Ave., Cebu City
Tel no.: (032) 255.8000, (032) 256. 3140
Fax no.: (032) 253.9447
Coordinator: Dr. Vivina Chui
PROCEED TO DR. LIMQUIACO, L.A Rm 302 (asst. coor.)

H.W. MILLER MEMORIAL SANITARIUM AND HOSPITAL (Adventist Hospital)
400 Tres de Abril St., San Nicolas, Cebu City
Tel no.: (032) 261.2111, (032) 261.2100
Coordinator: Dr. Ann Gladys Mae Rodrigo

MACTAN DOCTORS HOSPITAL
Basak, Lapu-Lapu, Cebu City
Tel no.: (032) 236.0000
Fax no.: (032) 239. 7011
Coordinator: Dr. Joselito Montesclaros
Mon – Sat 9:00am -12:00pm

NORTH GENERAL HOSPITAL
Kauswagan Road, Talaban, Cebu City
Tel no.: (032) 343.7777
Fax no.: (032) 343.7240
Coordinator: Dr. Robertino Esplanada
Mon – Fri 9:00am -11:00am/ 2:00pm – 3:30pm

PERPETUAL SUCCOUR HOSPITAL
Gorordo Ave., Lahug Cebu City
Tel no.: (032) 233. 8620, (032) 232. 2437
Fax no.: (032) 323.2423
Coordinator: Dr. Vivina Chui
PROCEED TO DR. DE LAS PENAS,G. Rm 502 (asst. coor.)

SACRED HEART HOSPITAL – CEBU CITY
Villa Aznar Road, Urgello St., Cebu City
Tel no.: (032) 418. 8412
Fax no.: (032) 418.8412
PROCEED TO OPD

ST. VINCENT GENERAL HOSPITAL
12-D Jones Ave., Sambag I, Cebu City
Tel no.: (032) 238-000
Fax no.: (032) 415. 5774
Coordinator: Dr. Iben Ting
Mon – Sat 10:30am – 12:00pm

UNIVERSITY OF CEBU MEDICAL CENTER
Ouano Avenue, North Reclamation Area, Mandaue City, Cebu
Tel No: (032) 517-0888

CONSOLACION

MENDERO MEDICAL CENTER
A. Tan St. Pitogo Consolacion, Cebu
Tel no.: (032) 236 0091
Coordinator: Dr. Samuel Mendero
PROCEED TO OPD

CEBU SOUTH GENERAL HOSPITAL
National Highway, Tuyan, Naga, Cebu
Tel no.: (032) 272.2222
Fax no.: (032) 489.8080
Coordinator: Dr. Evelyn Tang
Mon – Fri 10:00am-4:00pm / Sat 10:00am-12:00pm

MANDAUE

VICENTE GULLAS MEMORIAL HOSPITAL
Banilad, Mandaue City, Cebu
Tel no.: (032) 346-9292
Fax no.: (032) 346.6137
Coordinator: Dr. Leticia F. Abinuman
Mon – Friday 10:00am-12:00pm

NEGROS ORIENTAL

DUMAGUETE

SILLIMAN UNIVERSITY MEDICAL CENTER
V. Aldecoa Road, Daro, Dumaguete City, Negros Oriental
Tel no.: (035) 420.2000, (035) 422.7179
FOR IN PATIENT ONLY

REGION 8

LEYTE

ORMOC

CLINICA GATCHILIAN & HOSPITAL
Ormoc City, Leyte
Tel no.: (053) 255.2203
Coordinator: Dr. Jaime Gatchalian
PROCEED TO OPD

ORMOC DOCTORS HOSPITAL
Aviles St. Ormoc City, Leyte
Tel No: (053) 560-8555 / 560-8444 / 335-2249

OSPA FARMERS MEDICAL CENTER
Can – Andieng Ormoc City, Leyte
Tel no.: (053) 561.1701
Coordinator: Dr. Sandra Angelica Chiong
PROCEED TO OPD

TACLOBAN

REMEDIOS TRINIDAD ROMUALDEZ HOSPITAL
Calanipawan, Tacloban City, Leyte
Tel no.: (053) 327.5004, (053) 327.5352
(053) 327.5356
PROCEED TO OPD

TACLOBAN CITY HOSPITAL
Congressman Mate Avenue, Tacloban City
Tel no.: (02) 245.4022
Coordinator: Dr. Judy Gumacay
PROCEED TO OPD

DIVINE WORD HOSPITAL
Avenida Veteranos, Tacloban City
Tel No.: (053) 321-6125, (053) 321-2308
(053) 321-4228, (053) 321-2309
Coordinator:
PROCEED TO HMO DEPT.

Kaiser Accredited Hospitals for Mindanao

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NCR | Luzon | Visayas | MINDANAO

REGION 9

ZAMBOANGA DEL NORTE

DIPOLOG

DIPOLOG MEDICAL CENTER
Mibang, Sta. Filomena, Dipolog City, Zamboanga Del Norte
Tel no.: (065) 212.2555
Fax no.: (065) 212.3827
PROCEED TO OPD

ZAMBOANGA PENINSULA MEDICAL CENTER
Maria Clara Lorenzo Lobregat Highway Zamboanga City
Tel no.: (062) 991-3870

ZAMBOANGA DEL SUR

ZAMBOANGA CITY

ZAMBOANGA DOCTORS HOSPITAL
Veterans Ave., Zamboanga City Zamboanga del Sur
Tel No: (062) 991-1929
Fax No: (062) 992-1776
Coordinator: Dr. Edwina Cabato
PROCEED TO HMO

BRENT HOSPITAL
R.T Lim Boulevard, Zamboanga City
Tel No: (062) 992-5996
Fax No: (062) 991-5358
Coordinator: Dr. Raymond Sator

ZAMBOANGA PENINSULA MEDICAL CENTER INC.
MCLL Highway, Brgy. Putik, Zamboanga City
Tel No.: (062) 955-4579
PROCEED TO HMO

WEST METRO MEDICAL CENTER
Veterans Avenue Extension, Zamboanga City, Zamboanga Del Sur
Tel No: (062) 991-2506
Fax No: (062) 993-1094
Proceed to HMO
Coordinator: Dr. Wilhelmina Hocson

BUUG

J. CABAHUG HOSPITAL
Buug, Zamboanga Del Sur
Tel no.: (062) 214.1822
Coordinator: Dr. Liz Cabahug-Parangay

PAGADIAN

BORBON GENERAL HOSPITAL
J. Rizal St., Balangasan, Pagadian, Zamboanga del Sur
Coordinator: Dr. Cresencia Borboron

PAGADIAN CITY MEDICAL CENTER
Cubrera St., San Francisco District, Pagadian City
Tel no.: (062) 214 3237, (062) 215.2647

REGION 10

BUKIDNON

MALAYBALAY

BETHEL BAPTIST HOSPITAL, INC
Fortich Street, Sumpong, 8700 Malaybalay, Bukidnon
Tel no.: (088) 221. 2256, (088) 813. 2708
PROCEED TO HMO

MARAMAG

ST. JOSEPH SOUTHERN BUKIDNON HOSPITAL
Sayre Highway, Maramag, 8714, Bukidnon, 8714
Tel no.: (088) 356 1021
Coordinator: Dr. Orlando Kentilitisca
Mon – Sat 10:00am – 5:00pm

LANAO DEL NORTE

ILIGAN

DR. UY HOSPITAL
0088 Roxas Ave., Iligan City, Lanao Del Norte
Tel no.: (063) 221.5155
Fax no.: (063) 221.2096
Coordinator: Dr. Macario Valdez
Daily

ILIGAN MEDICAL CENTER HOSPITAL
San Miguel Village,Pala-o, Iligan City, Lanao Del Norte
Tel no.: (063) 225 3182, (063) 225 3180
Coordinator: Dr. Angelo Pocholo Lagtapon

MERCY COMMUNITY HOSPITAL
Mercy Road, Kamague, Tubod, Iligan City, Lanao Del Norte
Tel no.: (063) 221.1154, (063) 221.1156
(063) 221.3587
Fax no.: (063) 221.1156
Coordinator: Sr. Rose Palacio

MINDANAO SANITARIUM & HOSPITAL
Tibanga, Iligan City, Lanao Del Norte
Tel no.: (063) 221.3029
Coordinator: Dr. Rowena Delorino

LALA

BONTILAO COUNTRY CLINIC
Maranding, Lala, Lanao Del Norte
Coordinator: Dr. Santiago Bontilao

MARANDING COMMUNITY HOSPITAL
Fernan Subdivison, Maranding, Lala, Lanao del Norte
Tel no.: (063) 388. 7018
Coordinator: Dr. Tabanao

TUBOD

TUBOD COMMUNITY HOSPITAL
San Antonio, Tubod, Lanao del Norte
Coordinator: Dr. Leonardo Mendoza

MISAMIS OCCIDENTAL

OROQUIETA

ST. THERESE HOSPITAL
Layawan, Oroquieta City, Misamis Occidental
Tel no.: (088) 531.1274, (088) 531.1158
Fax no.: (088) 531.1158
Coordinator: Dr. Arsie Boaquina

OZAMIS
FAITH HOSPITAL
Las Aguadas, Ozamis City, Misamis Occidenta
Tel no.: (088) 521.0018

MEDINA GENERAL HOSPITAL
Ormoc City, Misamis Occidental
Tel no.: (088) 521.1192, (088) 521.1192
(088) 521.0125
Fax no.: (088) 521.1866

MISAMIS ORIENTAL

CAGAYAN DE ORO

CAGAYAN DE ORO POLYMEDIC GENERAL HOSPITAL
Apolonar Street, Cagayan De Oro City, Misamis Oriental
Tel no.: (088) 858-5858
Coordinator: Dr. Ruben Go
Mon – Fri 9:00am – 5:00pm/ Sat 9:00am – 12:00pm

CAGAYAN DE ORO POLYMEDIC MEDICAL PLAZA
National Highway, Kauswagan, Cagayan de Oro, Misamis Oriental
Tel no.: (088) 856.4465
Coordinator: Dr. Ruben Go

CAPITOL UNIVERSITY MEDICAL CITY
Gusa Highway, Cagayan De Oro City, Misamis Oriental
Tel no.: (088) 856. 4714
Coordinator: Ms. Mia Salvana

TAGALOAN

TAGOLOAN POLYMEDIC GENERAL HOSPITAL
PHIVIDEC Compound, Tagaloan, Misamis Oriental
Tel no.: (088) 890.3071
Coordinator: Dr. Ruben Go

CAMIGUIN

CAMIGUIN GENERAL HOSPITAL
Mambajao, National Highway, Camiguin
Tel no.: (088) 387-1216
Coordinator: Dr. Joseph Chrysler Beja

REGION 11

DAVAO DEL NORTE

PANABO

PANABO POLYMEDIC HOSPITAL
Quirino St., Gredu, Panabo, Davao Del Norte
Tel no.: (084) 628-5317
Coordinator: Dr. Alfonso L. Bitoy Jr.
Mon – Sat except Tue 9:00am – 3:00pm

RIVERA MEDICAL CENTER, INC.
7302 San Francisco, Panabo City, Davao Del Norte
Tel no.: (084) 628.5234
Coordinator: Dr. Ramon Rivera

TAGUM

BISHOP JOSEPH REGAN MEMORIAL HOSPITAL
Christ the King Road, Tagum City, Davao del Norte
Tel no.: (084) 216-6375
Coordinator:

DAVAO DEL SUR

DAVAO

BROKENSHIRES HOSPITAL INTEGRATED HEALTH MINISTRIES,INC
Brokenshire Heights, Madapo Hill, Davao City, Davao Del Sur
Tel no.: (082) 305-3525
Coordinator: Dr. Hanzel Magno
Mon- Fri 10:00am-12:00pm / 3:00pm-5:00pm

DAVAO ADVENTIST HOSPITAL
Km 7 McArthur Highway, Bangkal Davao City, Davao Del Sur
Tel no.: (082) 297.2597
Fax no.: (082) 298.1692
Coordinator: Dr. Giovanni Patalinghug
Mon-Fri 10:00am-12:00pm

SUNGA HOSPITAL
Digos City,Davao Sur
Tel no.: (082) 553-2205

DAVAO DOCTORS HOSPITAL
118 E. Quirino, Davao City, Davao Del Sur
Tel no.: (082) 222.8000
Fax no.: (082) 226.4770
Coordinator: Dr. Rolando A.Chiu

DAVAO MEDICAL SCHOOL FOUNDATION HOSPITAL
Medical School Drive, Bajada, Davao City, Davao Del Sur
Tel no.: (082) 227.9330 – 32
Fax no.: (082) 305.3673coordinator: Dr. Hector Quiambao

ISAAC ROBILLO MEMORIAL HOSPITAL
Km. 26, Calinan, Davao City, Davao Del Sur
Tel no.: (082) 295..0200
Coordinator: Dr. Ruben Robillo

METRO DAVAO MEDICAL & RESEARCH INC.
J.P. Laurel Ave, Davao City 8000, Davao Del Sur
Tel no.: (082) 287 7777
Coordinator: Dr. Candice Fay Chua-Sanchez
Mon -Fri 9:00am-12pm(except Wed) / Sat 10am-2pm

SAN PEDRO HOSPITAL OF DAVAO CITY
C. Guzman Street, Davao City, Davao Del Sur
Tel no.: (082) 221.4982, (082) 222.2130
(082) 222.6100; (082) 221-4950
Fax no.: (082) 227.7863
Coordinator: Dr. Fay Chua
Mon – Fri 2:00pm- 5:00pm / Sat 10:00 am – 12:00pm

ST. JOHN HOSPITAL
Rasay St., Toril, Davao City
Tel no.: (082) 291.0365
Coordinator: Dr. Romanito Pilay

ST. MARY’S OF LOURDES HOSPITAL
Saavedra St., Lizada Toril
Coordinator: Dr. Fe Soco

NORTH COTABATO

KIDAPAWAN

DIZON HOSPITAL
J.P. Laurel St., Kidapan, North Cotabato
Tel no.: (064) 288.1631

MIDSAYAP

MIDSAYAP DIAGNOSTIC CENTER AND HOSPITAL
Quezon Avenue, Midsayap, North Cotabato
Tel no.: (064) 229-602
Coordinator: Dr. Vivencio Deocampo Jr

SOUTH COTABATO

GENERAL SANTOS

GENERAL SANTOS DOCTORS HOSPITAL
National Highway, General Santos City, South Cotabato
Tel no.: (083) 250-2777/ 552-3141/552-2647/552-4724
Fax no.: (083) 558.3891
Coordinator: Dr. Daniel Yap
PROCEED TO HMO

SAINT ELIZABETH HOSPITAL
National Highway cor. Santiago Boulevard, General Santos City
Tel no.: (083) 552.4784, (083) 552.3162
(083) 522.2813
Fax no.: (083) 552.6213
Coordinator: Dr. Jesus Veneracion
PROCEED TO HMO

MINDANAO MEDICAL CENTER
Cannery Road General Santos City
Tel no.: (083) 553-8206
PROCEED TO HMO

KORONADAL

THE DOCTORS CLINIC & HOSPITAL
Brgy. Zone IV, Gen. Santos Drive, Koronadal City, South Cotabato
Tel no.: (083) 232-4427

ALLAH VALLEY MEDICAL SPECIALIST CENTER
Gensan Drive, Pirok Villegas, Koronadal City
Tel No.: (083) 228-3550, (083) 228-9830,
(083) 228-8165
PROCEED TO HMO

SURALLAH

LANDERO CLINIC AND HOSPITAL
Corner Rizal & Jacinto Sts., Surallah, South Cotabato
Tel no.: (083) 507-0279
Coordinator: Dr. Aileen Landero Afable

SULTAN KUDARAT

TACURONG

SULTAN KUDARAT DOCTORS HOSPITAL
National Highway, Tacurong City, Sultan Kudarat
Tel no.: (064) 200.3012
Coordinator: Dr. Soledad Eugenio

MAGUINDANAO

COTABATO MEDICAL SPECIALIST HOSPITAL
Quezon Avenue, Clemente M. Alino St., Rosary Heights 2, Cotabato City Maguindanao
Tel No.: (064) 421-4146
Coordinator: Dr. Rose Marie Agustin
PROCEED TO HMO

AGUSAN DEL NORTE

BUTUAN

BUTUAN DOCTOR’S HOSPITAL
JC Aquino Ave. Butuan City, Agusan Del Norte
Tel no.: (085) 342.7000, (085) 341.6370
(085) 342.5017
Fax no.: (085) 815.3184
Coordinator: Dr. Claudio Estacio
PROCEED TO HMO

MANUEL J. SANTOS HOSPITAL
554 Montilla Blvd. Butuan City, Agusan Del Norte
Tel no.: (085) 815.5212, (085) 341.2222
Fax no.: (085) 225.5621
Coordinator: Dr. Virginia Flores
PROCEED TO HMO

Kaiser : Bridging the Gap in Healthcare

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by J3 Patino

What is Kaiser?

Kaiser HealthGroup International is the healthcare partner of the International Marketing Group (IMG). It is a lesser known Health Maintenance Organization (HMO) compared primarily because it’s focus is on the individual family clients (and not the corporate accounts). The reason why Kaiser was created was to address the LACK of long-term healthcare provided in the country.

Why Do We Need Long-Term Health Care?

Typically, an average Filipino employee would have a healthcare plan provided by his/her employer. This is certainly very beneficial and helpful to the employee and his dependents, and this covers for the person’s SHORT-TERM healthcare needs.

But what happens when the person has to leave the company? What if he is already forced to retire, or perhaps was made to be redundant? The healthcare benefits will also disappear! I honestly find it quite sad that when people get older, that is the time they will most likely need a healthcare plan, but that is also the time when they won’t have it already.

This is the BIG GAP in healthcare. Everyone has the typical short-term plans, but no one is preparing them for the future – a time when they will no longer be covered by any company, and a time where medical and hospitalization expenses would most likely be in the millions. This is the need that Kaiser is solving, one family at a time.

The Kaiser Short and Long-Term Plan

During the seminar, the Kaiser 4-in-1 plan must have been discussed to you. Depending on the skill on the speaker, there are some things that might not be really clear to you, so let me simplify it.

The Kaiser plan has 3 phases:

Phase 1: The Accumulation or Paying Phase (Year 1-7): For the first 7 years you will be paying for the plan. During this time, it works like a typical HMO wherein you have an annual benefit usable for hospitalization expenses. (There are a couple of bonuses like the Annual APE, and Dental Benefits, but honestly I think these shouldn’t even matter in your decision making).

Comparison to Other Providers: During this phase, the kaiser plan addresses the Short-Term healthcare needs. When compared to other healthcare providers, this plan is actually very sub-par. Short-term healthcare is definitely NOT this plans strong point).

Phase 2: The Growth Phase (Year 7-20): During this phase, you have completed all the payments and all you have to do is WAIT and let the plan mature. At this point your plan will have a starting cash value, that you can also use for medical expenses. The money is invested in government and corporate bonds, which are expected to yield 5-8% per year.

Comparison to Other Providers: During this phase, the Kaiser plan is still there for your short-term needs. The money is still growing at this point and it is at this phase when the Kaiser plan starts to step-up and be more competitive with the other health providers.

Phase 3: The Maturity (Year 20 and beyond): At the plans maturity at year 20, several bonuses will be awarded like the Long-term Care Benefit and Bonus. Plus about 85% of the premiums will be returned to you if you didn’t use the plan during the earlier phases. Here the cash value of your investment would also be good as cash – meaning you can use it for anything, not just hospitalization and medical expenses.

Comparison to Other Providers: At this phase, Kaiser stands out because most healthcare providers are already TOO expensive (Try this: add 20 years to your age now, and inquire how much a healthplan will cost….) Meanwhile, your money with Kaiser has already accumulated (and depending on the plan you chose, your Total Health Benefits would be upwards of P500,000 all the way to several millions).

All in all, I think the Kaiser plan is a great compliment for those who have existing healthcare plans (especially if its provided by your employer). This way you’re covered for both your short and long-term needs.

Where the Kaiser Plan Fits

As you learned in the seminar, there are 6 steps to financial freedom.

Increase Cashflow (by increasing income and decreasing expenses)
Manage Debt (by debt consolidation and eliminating it)
Create Emergency Fund (Save 3 to 6 months of your expenses)
Ensure Proper Protection (Portect for medical emergencies, and risks)
Build Long-Term Savings (through investments)
Preserve Estate (through estate planning)

Where does Kaiser Fit into the Picture?

Kaiser is in the 3rd and 4th step of achieving financial freedom. While investing in the stock market is at the 5th step already. And to build a solid financial foundation, these steps must be STRICTLY FOLLOWED.

(Imagine a child asking for dessert BEFORE even eating the main course and the vegetables. Would you, as a responsible parent, actually do this even if the child wants it so badly? Of course not! That would be very unhealthy, and it would ruin the whole point of eating (which is to make us healthier).

It’s the same thing in building a solid financial foundation. No matter, how good investing may make you feel, if not done with the right foundation it is also unhealthy. The right way is to Have a source of income first, THEN make sure you don’t have any high interest debts… THEN save and secure yourself with insurance and healthcare, THEN that’s the only time you invest.

Should You Get the Kaiser Plan?

Affiliate Disclaimer: I (along with your IMG financial coaches) will receive a commission should you decide to purchase a Kaiser plan through us. But as an independent and Registered Financial Planner, I will only recommend the plan if it suits your needs.

So let me start off with who should NOT get the plan..

PLEASE DO NOT get the plan IF:

You have no source of income.
The unemployed, children and students are a big-no no. Retirees can get the plan only if someone else will cover for it, and you have savings that will last you at least 3 years.
You are buried in high-interest debts.
If you cannot fully pay your credit cards, then please repay them first. Auto and Home Loans are okay since these are more acceptable interest rates.
You cannot save more than 10% of your salary.
Focus on increasing your income and decreasing your expenses first. Learn how to budget and save first. Learn how to increase your income before moving on to the higher stages.

If you belong to any of the above, you can still come to IMG for coaching, but it is really not recommended that you get the health plan. Put the first things, first.

If you DO NOT belong to any of the above, then you can consider getting the plan. For this, I will simply rank it if it’s excellent, very good or good for you to get a plan:

The plan is EXCELLENT for you IF:

You are a young professional and you are already covered by your employers health benefits.
This is a perfect compliment to your short and long-term healthcare needs. This is actually also very good because if you do not use the Kaiser plan in the early phases, you get the 85% return on your premium. So you current plan acts like a BUFFER to your Kaiser plan.
You are self-employed with no form of health/medical benefits.
The bonuses are really valuable here like the insurance, APE, and of course the health plan. It being a 4-in-1 (savings, insurance, short and long-term healthcare) is also very convenient for your complicated and busy lifestyle.
You are an employee planning to transition into business.
One of the fears that employees cling on to are the ‘benefits’ in the company. This almost always prevents them to take the leap of doing what they truly want to do. When you have your healthcare covered, at least you’ll have a safe foundation as you venture into the unknown.

The plan is VERY GOOD for you IF:

You are an established family man/woman in your 40’s to 55’s.
Given that the plan takes 20 years to mature, it would just be in time for your retirement years.
You plan to grow old SINGLE.
Not to assume anything about your future, but generally you will have less people to rely on in your old age. (Both socially, and financially). Having to hiring a personal caregiver is also very possible so it would be good to prepare as early as now.

The plan is GOOD for you IF:

You are starting or building a family.
Healthcare is always a good thing, but the challenge in your case is the very tight budget. In this case, I would actually recommend you to focus on getting life insurance first, and really saving up for the emergency fund prior to getting additional healthcare. I would also recommend that you start saving for your child’s college tuition already if you have excess money. So invest in this Kaiser plan only when you can really afford it, and all the other necessary steps are already covered.

If you did not belong to any group above, sorry for missing out on you. But I believe with these examples, you already know the befits of the Kaiser plan.

Abouit J3 Patino

This review was written by J3 Patino – the founder of Pinoy Money Academy and an independent Registered Financial Planner. J3 helps Filipinos understand investments and other financial instruments so that they can make the right investment decisions and achieve their financial goals.

What is the International Marketing Group?

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by J3 Patino

IMG’s Mission

The International Marketing Group’s (IMG) mission is simple, No family left behind.

IMG seeks to make each and every Filipino family financially literate, financially stable and of course help them achieve their financial goals. And this mission is seen in their education focused marketing.

When you were invited to the seminar, it was a FREE Financial Literacy seminar. Whether or not you buy the products, you learned about:

the X-Curve Concept of Responsibility
The Rule of 72 in Investing,
the 6 Steps to Financial Freedom and
many others.

After that, you also probably received the personal coaching – depending on the skill of your coach and your willingness to participate then you could get a lot of financial insights out of this session. Again, you get all of these regardless if you choose to buy any product or not.

This is one unique aspect I’ve observed with IMG as a broker – IMG’s priority is focused on education, not sales. I think it has this luxury because most of its agents DO NOT HAVE QUOTAS. And when agents do not have quota’s they can really take their time in teaching the customer.

For instance, there was a case wherein during the coaching, the participant said that she was still buried in personal debt amounting to about P300,000. Now here’s what a typical sales agent would try to do, try to sell the person insurance or investment to cover for the debt payment in case of death… Then when the person can’t buy, then the typical agent would already move on to the next customer.

In IMG, the person was told NOT to buy anything. Instead, she was taught to focus on repaying her debts FIRST! She was also educated on tools on how to budget and coached over the long-run. (All for FREE!) It took the person 3 years to become debt-free. And all this time, the IMG coach was helping her and giving her motivation that she could do it. When she was already debt free and had an emergency fund, that was the only time when she was given advice to buy insurance and start investing. This is just one in many instances wherein it is clear that IMG is focused on helping families build a solid financial foundation, rather than making a sale.

IMG as a Brokerage

IMG is a financial brokerage. It is a distributor of financial instruments from healthcare plans, insurance, mutual funds to real estate and many others. So as a broker, take note that IMG is not the manager of any of the products, rather they act as distributors.

Meaning, if you decide to invest in IMG, you’re not really investing in IMG but with it’s product partners. If you bought PhilamLife life insurance, then you technically invested in PhilamLife, not IMG. If you bought real estate at Ayala Land or Vista Land, then you technically invested in Ayala or perhaps Vista Land, it is not IMG.

Why is this distinction important? It’s because we frequently ask, the question:

“Is my investment money safe with <where you placed the investment>?”

So we have to realize that in all this, you should not be asking “Is my money safe with IMG?” IMG is just the broker, it just gets a commission from the sale. It is not where your majority of your money is going to. Rather you should ask… “Is my money safe with the <product provider>?“:

Ask instead: “Is it safe with PhilamLife?” Or perhaps Ayala? Or maybe First Metro? Or PhilEquity?

Half of being a good investor is knowing the right questions to ask. Because if you ask the wrong question, then the answer is actually quite irrelevant. With that cleared up, let’s move forward.

IMG’s Stability and Credibility

It is because of this focus on education that IMG has gained several reputable endorsements. For instance, Bo Sanchez, an international motivational speaker and preacher has repeatedly endorsed IMG publicly in his seminars. Rex Mendoza, the former CEO of PhilamLife is one of IMG’s solid partners. Fitz Villafuerte, a very prominent financial blogger, is a financial advocate of IMG. There are countless many others that will gladly and proudly say that they are partnered with IMG.

We will discuss Kaiser and the Kaiser Ultimate Health Plan in the next articles.

About J3 Patino

J3 PATIÑO is a personal finance consultant dedicated to teaching Filipinos around the world, how to achieve financial freedom and financial abundance by understanding the world of money, in a simple, practical and very-easy to understand way.

J3 is the founder of StockMarketforPinoys.com, the remarkable online website that teaches Filipino’s how to invest in the stock market in the fastest and simplest way possible. His E-book, “The Stock Market Jumpstarter” has been shared all over the world because it has made the complicated stock market world, very easy to understand, even a grade-schooler would get it.

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NCR | LUZON | Visayas | Mindanao

NATIONAL CAPITAL REGION (NCR)

CALOOCAN CITY

LAS PIÑAS CITY

MAKATI CITY

MANDALUYONG

MANILA CITY

MARIKINA CITY

MUNTINLUPA CITY

PARAÑAQUE CITY

PASAY CITY

PASIG CITY

QUEZON CITY

TAGUIG CITY

VALENZUELA CITY

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Government

Schools

Private

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Why Does IMG Recommend Kaiser Long Term Health Care?

Why Does IMG Recommend the Soldivo Funds?

What Benefits Do IMG Members Get?

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NCR | LUZON | Visayas | Mindanao

CORDILLERA ADMINISTRATIVE REGION (CAR)

ABRA

BANGUED

BENGUET

BAGUIO CITY

IFUGAO

BANAUE

REGION 1 (ILOCOS REGION)

ILOCOS NORTE

LAOAG CITY

SAN NICHOLAS

ILOCOS SUR

CABUGAO

VIGAN

LA UNION

SAN FERNANDO CITY

PANGASINAN

DAGUPAN CITY

REGION 2 (CAGAYAN VALLEY)

CAGAYAN

TUGUEGARAO CITY

ISABELA

CAUAYAN

SANTIAGO CITY

NUEVA VIZCAYA

SOLANO

REGION 3 (CENTRAL LUZON)

BATAAN

BALANGA

DINALUPIHAN

BULACAN

BALIUAG

BOCAUE

BUSTOS

MEYCAUYAN

NORZAGARAY

PAOMBONG

PLARIDEL

PULILAN

STA. MARIA

NUEVA ECIJA

CABANATUAN

GAPAN

SAN LEONARDO

SAN JOSE

PAMPANGA

ANGELES

APALIT