Tag Archives: Calamba

Should I Invest in the Stock Market?

Investing in the Philippine stock market is one of the most exciting ways to invest today, as the Philippine Stock Market heads to new highs.  Nowadays, in what is called a bull market (rising market), it is very easy to  make money.

PhilEquity Fund performance as of February 2015. chart compares PhilEquity Fund Inc (PEFI) versus Philippine Stock Exchange Index (PSEi)

PhilEquity Fund performance as of February 2015. chart compares PhilEquity Fund Inc (PEFI) versus Philippine Stock Exchange Index (PSEi)

What is the stock market and how do people earn from it? Learn from Aya Laraya as he talks about how easy it is to invest in the stock market.

But 85% of people who invest in the stock market eventually lose money. Every now and then, the market crashes, and those who are not very knowledgeable are usually among the first of the 85% to lose money.

Directly investing in the stock market is very exciting, and actually very easy, but if you do not understand it yet, it is also very easy to lose money.

You could indirectly invest in the stock market through mutual funds, by having a fund manager do the stock investing for you.  Equity funds are mutual funds that are invested mainly in the stock market.

In this YouTube video, Aya Laraya of Pesos and Sense teaches us about mutual funds. What are mutual funds and how can we benefit from them?

Basically, directly investing in the stock market is like driving your own car or jeep to a distant destination you are not very familiar with. It is much more difficult if you are not yet an experienced driver.

Investing in mutual funds is like riding a jeep or a bus with an experienced driver. You basically just pay the fare, and sleep, knowing that you have a professional driver who will bring you to your destination.

Driving your own car might be cheaper, and might be faster, but it is also possible get can get lost, take longer, or you never arrive at your destination!

Most people want to invest in the stock market only because their money is earning very little interest in their bank savings account. If you want to make money work for you, attend our FREE Practical Money Management Techniques Seminar, in Makati, Quezon City, Calamba, Dasmarinas or at a venue near you.

Free Financial Literacy Seminar

The Free Financial Seminars Now in Key Cities

Building Your Future

Take Control of Your Money!

Bring yourself, your family and friends to a FREE Personal Financial Coaching And Financial Literacy Seminar by the IMG – Truly Rich Maker Team.

To register for the seminar in

This is your path to financial freedom! We’re empowering people on money matters!
Become an expert in personal financial management. Budget, save and invest wisely.
Be Financially Fit! Get out of the rat race and start your journey to being Truly Rich!

*IMG-Truly Rich Maker Team will be conducting the seminar, NOT Bo Sanchez

Taking Control of Your Money

‘Building Your Future by Taking Control of Your Money’ is your first step to financial literacy

Is Money Controlling You? Or Do You Control Your Money?

With the IMG Financial Foundation Educational Program, you will learn how to:

  • Make money work for you
  • find and save more money
  • understand investments and build wealth
  • Protect and preserve your money

You can become your own Money Manager.
You can learn the habits of successful people.

Start by attending our FREE Build Your Future – Controlling your Money Seminar.
This is a two part seminar; a one hour lecture/presentation followed by personal financial coaching.

The seminar will discuss:

  • Challenging Future
  • Control Your Future
  • Do You Know How Money Works
  • Do You Know About Savings and Investments?
  • Do You Know About Life Insurance
  • Do You Know About Long Term Health Care
  • Do You Know About the High Cost of Education?
  • Protecting Your Future

After the seminar, you can apply for  IMG membership.

IMG members enjoy many benefits:

  • Lifetime Financial Education Workshop
  • Lifetime Financial Check-up
  • Discount on Major Real Estate
  • Asset Preservation Service
  • ZERO Load on Top Mutual Funds
  • Discounts on Car/Home Insurance
  • Access & Discounts on Life/Health Protection & Services
  • Access to Investment/Retirement Products
  • Build a Business in the Financial Industry
  • Subsidized Travel to Different Countries

Enroll to learn!

Have you ever attended seminars and workshops, and realized after the event, that you needed answers to some questions? Have you ever wished you can attend some seminar segments again, without paying for them again?

IMG members can attend our workshops any number of times, and get answers from the mentors/trainers

  1. Workshop. Increasing Cashflow. Debt Management
    • Analyzing your expenses.
    • Determining your worth.
    • Getting out of debt.
    • Becoming your own money manager.
    • Increasing your cashflow.
  2. Workshop. Building a Strong Financial Foundation. Proper Protection.
    • The X-curve. The law of increasing money and decreasing responsibility.
    • The DIME method.
    • Types of Life Insurance
    • Long term health care
  3. Workshop. Building Wealth. Asset Accumulation.
    • Wealth Formula.
    • The Hidden Cost of Waiting.
    • The Rule of 72. Understanding Interest.
    • Peso Cost Averaging.
    • Mutual Funds.
    • Passive vs. Active Management.
    • Saving for your Children’s Education.
  4. Workshop. Retirement Planning. Wealth Preservation.
    • Retirement Income
    • Estate Planning
    • Asset Preservation
  5. Workshop. Building a Business in the Financial Industry.
    • Do you know what you want?
    • Building a New Industry
    • Solution for the New Age
    • Be Part of Something Big
    • Travel the World!

Attend Seminars, Workshops and Trainings Any Number of Times
IMG members can attend advanced classes any number of times!
IMG has advanced classes for various financial concepts, products and services to enable members to better understand them.

Product Trainings
Learn financial products, industry trends and opportunities from the providers themselves!
We have regular product training for members, from our partner-providers. Learn about:

  • mutual funds, concepts, investment strategies and market trends from Rampver Financials
  • the many advantages of long term healthcare, about the differences of short-term vs long term healthcare, the differences between regular and senior-care short term health protection products from Kaiser International.
  • life insurance, the difference betweem term, endowment, whole-life and VUL, IUL insurance from Philamlife.
  • ongoing real estate projects, real estate investment strategies from SMDC, Vista Land, DMCI and Ayala Land.
  • asset preservation, setting up family corporations, maintaining corporations, from APS.
  • many other financial products and services from the other providers.

Enroll to invest and save on financial products!

Do you want to be free of debt?
Do you want to start saving?
Do you want to start investing?
Do you want to retire early?

Do you want to know how?
It starts with financial education and understanding how money works!


“I am recommending that you join these Meetings/Seminars in Makati because you will be guided how to grow your finances and become financially free!”

Click here to register for the seminar in